UNICEF Credit Card Review
UNICEF Credit Card Review
By using a UNICEF credit card, you could help raise funds to help children without it costing you a penny. UNICEF receives contributions from MBNA, the card issuer, at no extra cost to you. UNICEF receive £20 when you use your card within 90 days of the account opening and 25p for every £100 you spend on card purchases. Typical APR 15.9% (variable).day
United nations Childrens Fund receives these contributions from MBNA, the card issuer, at no extra cost to cardholders:
- £20 when you use the card within 90 days of the account opening
- 25p for every £100 you spend on card purchases
- £2 for every year you continue to use the card
So if you are a credit card user why not make the switch and apply for a UNICEF Credit Card today and help raise vital funds every time you spend?
Who can apply for this credit card?
Anyone who is UK resident aged 18 or over with a UK bank or building society account.
- Your bank sort code and account number
- Employment and salary details
- Your address history for the last 3 years
- Details of current borrowings loans, credit cards & overdrafts.
The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.
What benefits do the children get when I use my Credit Card?
The benefits to children each time you use your United nations Childrens Fund credit card to buy petrol, book a holiday or do your food shopping, you will make a difference to children's lives.
- £6 can provide two insecticide-treated mosquito nets, protecting familes and children from malaria.
- £15 can buy enough oral rehydration salts to save the lives of 500 children.
- £24 can buy three sets of weighing trousers, vital for monitoring childhood malnutrition.
What are the default charges?
Charges are £12 for going over your credit limit, paying late, or payments that bounce.
What is the minimum payment that I will need to make each month?
If the balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £ 25 , it will be whichever is the least of 3 % of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25 .
What is my credit limit?
They will choose your credit limit and tell you what it is. They may vary it at any time and write to let you know.
Where do I make a complaint?
If you would like to make a complaint about your UNICEF credit card provider, you can call them on - 0800 062 062 - 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.