Think Credit Card - CO OP Visa Credit Card

Published on 1 January 1970 by Raffick Marday

COOP Think Credit card Review

The new think credit card from The Co-operative Bank offers a range of financial and ethical benefits that make a tiny difference to the world every time you use it. It's the perfect credit card for people who think about the bigger picture – but also want a good deal from their credit card.

Type of card - Visa Credit Card

The Think card is a Visa card - Visa cards can be used in 160 countries, and are accepted by over 24 million merchant outlets worldwide.

Think Credit Card Fees

Card Application Fee FREE Card
Card annual fee FREE
Card Limit Minimum credit limit of £500, maximum credit limit subject to status
Interest Free Period 59 days
Minimum payment 2% of outstanding balance or £5 (whichever is greater)
Late Payment charges

Late payment (payment received after the due date) £12
• Exceeding credit limit £12
• Uncleared payment direct debit £12

Additional Benefits

Half an acre of Brazilian rainforest purchased and protected in your name when you transact on your credit card for the first time, plus a contribution of 25p will be made to Cool Earth for every £100 spent on the card

a special rate of 7% pa on products bought from our ethical partners , for 6 months after each purchase ** – usually 12.9% APR typical/variable

7% pa on balance transfers † for 6 months from the date of each balance transfer


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