Santander Credit Card

Published on 3 September 2010 by Raffick Marday

You must be really worried about your credit card transactions. Santander has brought a new card in the market with flexible online banking transactions.

Who can apply for Santander Credit Card?

To apply for the card you need to be at least 18 years of age and permanent UK resident for minimum three years duration. You should not have a bad credit history and your income should not be less than ₤7,500. We strongly recommend that you have your employment and address details in hand to avoid unnecessary delay in card application. The card online application takes five minutes with step by step informations about your work and employment. You need to keep the details ready which will be processed through secure website protection. Finally, you need to complete the legal terms and conditions.

What benefits you acquire from your Santander Credit Card?

When you start using your new card you will be given zero per cent rate on all balance transfers from other cards for thirteen months. Apart from this, if you make a major purchase, your card could ease your transaction cost. No annual fee is charged. Moreover; there is zero per cent interest rate on purchases for three months. There is a minimum credit limit of ₤250 with an upper credit limit which is flexible depending on your circumstances which may change from time to time.

What is the minimum payout for each month with your Santander Credit Card?

The minimum payment is fixed at 2.25% of the balance shown in your account sheet or minimum ₤5 or if the amount is less than that, the amount should be paid in full.

What are the proposed default charges?

There is a default payment scheme of ₤12 for late fees, in accordance with return payment.


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