RBS Interest Paying Bank Account Review

Published on 20 August 2010 by Raffick Marday

RBS Interest Paying Bank Account Review

The RBS current bank account is a Free day-to-day banking without subscription charges provided by RBS. It is a flexible current account for day-to-day banking with an overdraft and chequebook (subject to eligibility) - with no monthly subscription charges. In addition you get a free RBS debit card so you can use when ever you need to make a purchase.

Why get a Royal Bank of Scotland Current Bank Account?

With RBS Interest paying current account you can do mobile phone top ups at any ATM machine plus you can upgrade your account at any time so you can add extra benefits like mobile phone cover or car breakdown cover.

With your RBS free current account you get Free mobile phone banking for limited period, then pay a monthly fee to get mini statements, weekly balances and more sent to your mobile.

What sort of service do they offer?

With a R B S current account you get £100 interest free bank overdraft and no arrangement fees or renewal fees on overdrafts up to £15,000. In addition you can withdraw your money at almost every UK cash machine for free and take cash overseas wherever you see the Maestro logo. You can also use your card to pay for goods when you are shopping overseas.

The RBS bank account is designed to get all the banking facilities you require with no monthly fee plus RBS are one of the largest and safest banks in the world.

Royal Bank of Scotland Banking Benefits?

  • RBS free debit card
  • Cheque book
  • Earn Interest
  • Overdraft facility
  • Branch banking
  • 24 / 7 internet banking
  • Telephone banking
  • Transfer existing direct debits

Mobile Banking Features

  • Free registration - Free online banking
  • Free balance enquiries
  • Free mini-statements
  • Instant top-up for prepay mobiles
  • Encrypted and secure

Who can apply for a RBS bank account?

You need to be over 18 to apply for an account, the form takes a few minutes to complete with an easy step by step guide and as you would expect secure website protection, make sure you have a form of ID before you start either your passport (digital passport no required) or UK driving license.

Once you completed the form, RBS will send you a letter in the post to confirm your account is opened. Your debit card can then be collected at a local branch, RBS have over 1650 branches.

Where do I make a complaint?

If you would like to make a complaint about your account, and you are an existing customer and your enquiry is account specific, you will need to contact your Branch >> However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

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