RBS Student Credit Card Review

Published on 20 August 2010 by Raffick Marday

RBS Student Credit Card Review

Introducing the student MasterCard which is designed especially for day to day use and when you need to use on holiday.

Your Student Credit Card can be used to organise your holiday travel with a single phone call. There are discounts on advance bookings, last-minute bargains and on almost everything else - from flights to airport car parking

plus gives you access to £250 each day, from cash machines around the world. The amount you can withdraw depends on your credit limit.

Who can apply for this RBS Student cards?

The Student Credit Card is available free subject to approval, if you are aged 18 or over with a Student current account. These services are for the attention of UK residents only and are only available in the UK.

The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.

What benefits do you get with your Royal Bank of Scotland Student MasterCard?

With a RBS Student credit card offers several discounts and reward programs for students where you can save money using your credit card. Student Credit Card – main benefits

  • Money off - top brands like Lonely Planet, Firebox.com and HP
  • Keep spending under control – with a maximum initial credit limit of £500
  • Make payments easy – with a Direct Debit you'll never miss a payment, or be charged a late fee
  • No annual fee - and a Typical 18.9% APR (variable)

What are the Royal Bank of Scotland default charges?

Royal Bank of Scotland Student card charge £12 for going over your credit limit, paying late and £10 for returned payments.

What is the minimum payment each month?

Royal Bank of Scotland Minimum payment each month is the greater amount either 2.25% of your balance or £5.

What is my Royal Bank of Scotland credit limit?

They will choose the best credit limit for you and tell you what it is. They may vary it at any time and write to let you know. The minimum credit limit that you can have under this agreement is £300 which is increased subject to status.

Where do I make a complaint?

If you would like to make a complaint about your Royal Bank of Scotland Student credit card, you can call them on - 0800 015 4212 - 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.


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