Barclaycard Oyster Credit Card Review

Published on 20 August 2010 by Raffick Marday

Barclaycard Oyster Credit Card Review

Think of your Barclaycard OnePulse as having a built-in Oyster card in addition to your standard credit card and cashless payment, so you can move faster and shop smarter.

Before you use your card for Oyster travel, you need to pre load your card with either a season ticket (e.g. a Travelcard or bus pass) or pay as you go.

To make cashless purchases with OneTouch payment simply hold your Barclaycard OnePulse card next to the secure reader at participating merchants and your transactions will be complete in a matter of seconds. That's all it takes. No need to enter your PIN†. No counting cash. No messing.

Who can apply?

Anyone who is a UK resident aged 18 or over. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.

The Barclaycard online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legal, terms and conditions.

If you apply online between the hours of 8am-8pm Monday to Thursday, 8am-5pm on Friday you could get an instant decision. For all other applications you should hear from us within 7-10 working days.

What benefits do you get with your Oyster Card?

  • Oyster card
  • Built-in Oyster card - the cheapest and simplest way to travel around London by the Tube, DLR, bus or tram
  • Your Barclaycard OnePulse can be used in exactly the same way as a standard Oyster card
  • Set up Auto top-up from your Barclaycard OnePulse and we'll automatically top up your Oyster pay-as-you-go with £40 or £20 whenever it drops below £5. This means you will never have to top up your Oyster pay as you go again
  • Cashless Credit card
  • It works as a standard credit card allowing you to shop with confidence and with all the value, flexibility and security you'd expect from Barclaycard.
  • Cashless is the new quick and easy way to pay for purchases of £10 and under using OneTouch payment wherever you see the wave symbol
  • Your normal credit card and OneTouch transactions will be debited directly from your Barclaycard

Default Charges?

  • Late payment fee: £12
  • Over credit limit: £12
  • Returned payment: £12
  • You can avoid additional charges. Please stay within your credit limit and ensure that your payments are received on time.

What is the minimum payment each month?

2.25% or £5, whichever is greater

Barclaycard Credit Card Fees

Card Application Fee Free barclaycard plus oyster card in one
Card annual fee No annual charge
Card Limit to be agreed
Interest Free Period 56 days
Minimum payment 2.25% or £5, which ever is the greatest of the outstanding balance
Late Payment charges default payments are £12.00

Where do i make a Complaint?

Barclaycard are committed to providing you with the best service we can. But sometimes things can go wrong and they don't live up to our promises. If this happens to you, they want to know.

How to make a complaint You can contact us by email, telephone, fax, post or in person. Email Go to "My Account" section and use the secure email complaint form in the Contact Us section or Telephone Call them on 0844 811 9111 - Fax to them at 01604 254 152 or Post Write to them at: Barclaycard, Customer Relations Department, 1234 Pavilion Drive, Northampton, NN4 7SG


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