Optimum Prepaid MasterCard overview

Published on 20 August 2010 by Raffick Marday

Optimum Prepaid MasterCard overview

360 Money prepaid released the new Optimum card, this was designed to give its customers more flexibility than the splash plastic card.

The Optimum card is a Prepaid MasterCard with additional features such an a fixed monthly charge tariff, where you pay one fee per month and do not pay any additional fees when using your prepaid card. Based on the average use this is beneficial if you are to use your card more than 5 times a month.

Why get a Optimum prepaid credit card?

Optimum is a fixed payment card where you can load with money, by easy automatic top up from a bank account, wage transfers, with cash or a credit / debit card. Your Optimum MasterCard looks just like a credit or debit card, with a card number, chip and signature strip and can be used wherever MasterCard cards are accepted worldwide.

This makes it easy to shop in the high street, on the web, by phone, and by mail order, making life so much easier for those of us who don't have or want a credit card.

What sort of service do they offer?

Optimum prepaid MasterCard is owned by 360money prepaid and is UK's best prepaid card. Optimum provide prepaid card accounts with access to a nationwide network of over 34,000 top up facilities.

A Optimum prepaid card account gives you complete control of your money and how you spend it along with the freedom to buy on-line. You can also check your balance on the Internet or over the phone.

Payment plans and prepaid card benefits

With a Optimum prepaid MasterCard the prepay monthly tariff is a fixed £4.95 fee where it doesn't matter how many transactions you make you will not be charged any additional fees. Also a Prepaid MasterCard can be used at 28 million locations and 1.5 million ATM machines. There is no credit check to get you prepaid MasterCard where your account balance must not exceed £5000.00 and currently the card is only available in GBP (£).

Who can apply for a card?

The Optimum credit card is a MasterCard branded card where anyone over the age of 18 years can apply for a Optimum card. Online secure application which takes a few minutes to complete, you will require your passport to confirm your identity.

NO credit checks are done as you are guaranteed to be accepted as long as you pay the application fee. Even if you have bad credit you can still be accepted.

If you would like to make a complaint about your card, contact Customer Services on customerservices @ 360money.com or call their Customer Services +44 (0)845 470 0145 between the hours of 9.00am and 5.00pm on Monday to Friday.
However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.


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