Optimum Pay As You Go Card Review

Published on 20 August 2010 by Raffick Marday

Optimum Pay As You Go Card Review

360 Money prepaid released the new Optimum card, this was designed to give its customers more flexability than the splash plastic card. The Optimum card is a Prepaid MasterCard with additional features such an option to select a tariff based on your circumstances there is a pay as you go or pay by monthly fee. In addition you can top your card up for free by debit card or set up a regular bank or wage transfer.

Why get a Optimum prepaid credit card?

Optimum is a payment card which you can load with money, by easy automatic top up from a bank account, wage transfers, with cash or a credit / debit card. Your Optimum card looks just like a credit or debit card, with a card number, chip and signature strip and can be used wherever MasterCard cards are accepted worldwide.

This makes it easy to shop in the high street, on the web, by phone, and by mail order, making life so much easier for those of us who don't have or want a credit card.

What sort of service do they offer?

Optimum prepaid MasterCard is owned by 360money and is UK's biggest prepay network. 360 Money cards provide pay as you go credit card accounts with access to a nationwide network of over 34,000 top up facilities.

A Optimum PAYG card account gives you complete control of your money and how you spend it along with the freedom to buy online. You can also check your balance on the Internet or over the phone.

Payment plans and prepaid card benefits

With a Optimum prepaid MasterCard you can choose your tariff. From Prepay Monthly or opt for a Optimum Pay As You Go Credit Card. This way you can find a option to best suit you. Being a Prepaid MasterCard it can be used at 28 million retail outlets and 1.5 ATM machines machines worldwide. There is no credit check to get you prepaid MasterCard where your account balance must not exceed £5000.00 and currently the card is only available in GBP (£).

Who can apply for a card?

The Optimum credit card is a MasterCard branded card where anyone over the age of 18 years can apply for a Optimum card. Online secure application which takes a few minutes to complete, you will require your passport to confirm your identity.

NO credit checks are done as you are guaranteed to be accepted as long as you pay the application fee. Even if you have bad credit you can still be accepted.


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