NatWest Step Bank Review

Published on 19 August 2010 by Raffick Marday

NatWest Step Bank Review

The Natwest Step account is a current bank account and is available to anyone over the age of 16 and is perfect first bank account. The step bank account is free to get with no monthly fees or charges and as their is no borrowing facility attached to your account you can never go overdrawn giving you peace of mind. In addition you get a Natwest debit card so you can use when ever you need to make a purchase.

Why get a NatWest Step Account?

With Natwest Step bank account is designed so that you all the functions of a bank account with out any charges plus enjoy good rates of interest. By getting a Free day-to-day banking without subscription charges you can stay in control of your finances without any worry. A step account gives you free online banking making it easy to stay on top of your bank account, any time of day or night.

What sort of service do they offer?

With a Natwest you get Free mobile phone banking - until December 2008, then pay a monthly fee to get mini statements, weekly balances and more sent to your mobile.

The Natwest Step bank account is designed to get all the banking facilities you require with no application fee and no monthly charges plus as they are part of RBS they are one of the largest and safest banks in the world.

NatWest Benefits?

  • Free Natwest debit card
  • Earn interest
  • Free mobile banking
  • Mobile top ups at Natwest ATM's
  • Over 1650 Natest branches
  • 24 / 7 internet banking
  • Telephone banking and branch banking
  • No borrowing facilities (can't go overdrawn)

Mobile Banking Features

  • Free registration - Free online banking account
  • Free balance enquiries
  • Free mini-statements
  • Instant top-up for prepay mobiles
  • Encrypted and secure

Who can apply for a NatWest Step Free banking account?

You need to be between 16 and a resident in the UK to apply for an account, The form takes a few minutes to complete with an easy guide and as you would expect secure website protection. Once you have opened your NatWest Step account you can upgrade your account at any time. Once you completed the form, Natwest will send you a letter in the post to confirm your account is opened. Your debit card can then be collected at a local branch, Natwest have over 1650 branches.

Where do I make a complaint?

If you would like to make a complaint about your account, and you are an existing customer and your enquiry is account specific, you will need to contact your Branch >> However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.


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