Lloyds TSB Silver Account

Published on 20 September 2010 by Raffick Marday

The Lloyds TSB Silver Current Account is primarily an entry level oriented package account in Lloyds' current account portfolio management. The account carries added benefits of European travel insurance, AA breakdown cover and other relevant benefits for a monthly fee which is quite low in current market trends. After you agree to the monthly fee of £7.95, you are entitled to savings of up to £342 per year.

What are the features of the Lloyds TSB silver account?

You are entitled to European Travel Insurance up to 65 years of age* plus a benefit of 5 star Defaqto cover for you and your partner for up to 22 days each trip. You are also eligible for AA breakdown cover. Such cover guarantees you complete cover whether you are in your own vehicle or in somebody else’s vehicle. You are also eligible for international mobile phone insurances.

Such insurance, guarantees you the complete coverage against theft, accidental damages or unauthorized calls of your registered mobile devices. You can also avail an interest up to 4.00 AER (3.93% Gross) for your balances from £5,000 up to £7,000 with respect to your silver account by virtue of adding Vantage to your account. Moreover you can get Sentinel Card protection.

Such a facility guarantees easy cover for your own registered credit, debit and store cards. Such a policy is unique as it covers everyone in your household. You can also benefit from The Lloyds TSB Airmiles Travel Service. Such a facility is useful in the sense that you can enjoy a discount of 6.5%.You can now better manage your account via phone bank available on 0845 3 000 000 and internet banking. You can also have a grace period for your overdraft charge alleviation. This facility is fixed for 3.30 pm of the same day. It helps to alleviate late payment charges.

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