Kalixa Prepaid card Review

Published on 19 August 2010 by Raffick Marday

Kalixa Prepaid card Review

Introducing the new prepaid MasterCard from Vincento. Kalixa Prepaid Money Card is the latest pay as you go chip and pin MasterCard. The Kalixa Card is a MasterCard that works just like a pay as you go mobile phone, you can only spend what you have topped up. Now only £4.95

With a Kalixa prepaid MasterCard there is no danger of going overdrawn or danger of incurring fees, also is the only card to not charge a transaction fee and monthly fee. Your card works as a stored-funds payment card that must be loaded with funds before use. Prepaid cards can be used in the same way as credit cards or debit cards.

Why get a Kalixa pay as you go credit card?

The Kalixa prepaid card do not charge a transaction fee or monthly fee. Kalixa also use chip and pin technology for authentication used on most credit or debit cards to authorise payment within a retail environment or at an ATM. The Kalixa user enters a 4-digit number (the PIN) into the terminal which is then checked against the PIN stored on the card's chip. If the two match, the cardholder's identity is verified which allows the transaction to continue.

What sort of service do Kalixa offer?

Kalixa is an alternative to using a credit card or debit card. You can shop on any website that accepts MasterCard – and because your Kalixa Card isn't linked to your bank account, the risks of online fraud are significantly reduced. Once you've chosen your purchases and moved to the checkout or shopping basket, you'll be offered a list of payment methods – select the MasterCard option.

You'll then be asked to enter certain details from your Kalixa Card including:

  • The name on the card
  • The 16-digit number
  • The expiry date
  • The CVC2 (or security) number

Once you've done this and confirmed your payment, it will be processed and you'll receive a confirmation that your payment has been accepted.

Kalixa Payment plans and prepaid card benefits

The Kalixa prepaid card is a pay as you go Mastercard. It can be used at over 28 million retail outlets worldwide. Kalixa prepaid MasterCard allows you to access all the things like a credit card in the knowledge that your transactions are safe and secure. You can load a maximum amount of £3,000.00 per 24 hours into your eAccount. You can load no more than £3,000.00 per 7 days into your eAccount. You can load no more than £9,000.00 per 30 days into your eAccount.

Who can apply for a Kalixa Card?

Getting your Kalixa pay as you go card is easy. You don't need a credit check and you don't need a bank account: all you need to do is pay the application fee. Once you've filled in the online form you'll need to load your eAccount. The application fee and Registration Fee will be deducted from your initial load.

The next step is to verify your email address by clicking a link in the email Kalixa prepaid card will send you. Kalixa will then post your Kalixa debit Card separately to your registered address and provide you with an activation code.

You should receive your Kalixa Credit Card within 10 days of application. Once received, you then need to activate it by logging in to the Kalixa website and entering your activation code and 16-digit card number. Your Kalixa Card and eAccount will then be active and you're ready to go!

Kalixa prepaid card offer NO credit checks are done as you are guaranteed to be accepted as long as you pay the application fee. Even if you have bad credit you can still be accepted.

If you would like to make a complaint about your Kalixa card, contact Customer Services on 0905 484 0021 which will cost you £0.30 a minute, or by write to them at Vincento Payment Solutions Ltd. PO Box 6272 London W1T AWA United Kingdom. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.


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