Cashplus Deluxe Account card Review

Published on 18 August 2010 by Raffick Marday

Cashplus Deluxe Account card Review

The Cashplus Deluxe is a new instant issue account with no atm charges, no transaction fees and no charges to add funds to your account. You pay a set monthly fee and can use your account just like a normal bank account but with additional features such as purchase protection when ever you make a purchase.

CashPlus voluntarily provides all customers with free purchase protection, similar to that which credit card companies are required to provide under section 75 of the Consumer Credit Act. In the event that goods are not received or defective/damaged cashplus would dispute the transaction on your behalf and in most cases recover the funds already paid to the merchant and credit your account.

Why get a CashPlus Deluxe bank account

The Cashplus Deluxe account is a set fee account for people who plan to use the account on a regular basis. There is a set charge per month of £9.95 with no additional fees making it cheaper if you use the ATM on a regular basis plus free creditbuilder so you can increase your credit rating.

CashPlus Deluxe bank account provide you with a gold card, an account number and sort code so you can have your wages paid directly into your account plus you can set up standing order to pay bills giving you full control of your money in one place.

What sort of service do they offer?

CashPlus Deluxe have an exceptional level of service and this is proven with the many customer service awards they have won. Customers are able to service their card in 3 ways: Via Customer Service or Secure Members' Area and Text Message.

Cash Plus have an online banking system where you can log in to view your online statement, report a transaction dispute, trace a missing payment, add additional card holders and update your contact details. Plus If you're out and about and want to find out your balance or last 5 transactions you can text cash plus and they will text you back the information you need.

Payment plans and prepaid card benefits

The Cash Plus Gold MasterCard is a prepayment card by MasterCard with a fixed monthly fee. It can be used at over 28 million retail outlets worldwide and 1.5 ATM machines worldwide. There is no credit check to get you prepaid MasterCard where your account balance must not exceed £5000.00 and currently the card is only available in GBP (£)

Who can apply for a Pay As You Go Card?

You can get a Cashplus PAYG MasterCard simply by being 18 years or older, resident in the UK and as long as the ID and address verifies online. Once you have completed your online application you will receive your personalised Cash Plus card in a maximum of 5 days.

Cashplus credit card offer guaranteed acceptance with no credit checks are done as you are guaranteed to be accepted as long as you pay the application fee. Even if you have bad credit you can still be accepted for a bad credit MasterCard.

Complaints procedure If you would like to make a complaint about your card, contact Customer Services on 0871 277 5599, or by post Customer Services: PO Box 466, Salford, M50 2XU. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.


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