Virgin Money Prepaid Card
Virgin Money Prepaid Card This card is issued by Clydesdale Bank PLC. You can spend on this card and this card is accepted in all the places where Mastercards are generally accepted. However just before you go for shopping with this card, you should load it with cash. Unlike a credit card, where you make the payment after you have bought the things, you need to load the cash in this card beforehand. You will not have to worry about the interest rate or the bills or extra payment or long bills at the end of the month.
Like all the other prepaid cards, this card can be used in almost 25 million retail outlets. You can possess the Virgin card if you are thirteen years old. In case you are under 18, your parent should take out the card on your behalf. After you have applied for the card, it will take a week to 10 days to get hold of the card. You will have to pay the application fee along with the application to get the card on time. After you have received the card, you can load funds and then go shopping with a worry-free mind. You need not worry about spending some extra cash.
If you use the Virgin prepaid MasterCard, the amount along with 2.95% fee will be deducted from the balance. If you see that the amount of cash has decreased, you need to load some more cash before you go shopping. This card allows you to shop from the high street, through the web, over phone and even through mail. All those who are not in favor of a credit card with fear of spending more than they can afford will appreciate this card which allows them to restrict to their budget. This card is a good way to spend within your limits.
If you have applied for the Virgin Prepaid Card and paid in cash, an e-voucher is used for the process. After you have handed the cash to the retailer in PayPoint, you will have to ask for the e-voucher. The voucher will have a code. You will need to type the code in the application and then load the card before you start spending. If you have any queries, you can always seek help from the customer care executives and dial the toll free number. You can make the optimum use of the card and do not worry about any hidden expenses. As you compare this card with other prepaid cards in the market, you will find that the benefits that you are getting from this card are numerous. If you do not want to run into debts, it is better to switch to prepaid cards.