Travellers unaware of health cover abroad

Published on 1 January 1970 by Raffick Marday

Holidaymakers are urged to cover their belongings and health before travelling as research reveals a third of Brits wrongly think their E111 is adequate.

The European Health Insurance Card (EHIC) has replaced the E111 card but 33 percent of those who hold the latter incorrectly believe it entitles them to free, or reduced cost medical treatment in the EU and EEA countries.

The research by a leading money comparison site also showed 58 percent of Brits are unaware of the benefits of having an EHIC.

A further four percent of Brits believe their passport is a good substitute for an EHIC, while three percent believe their NHS patient card will cover them abroad.

“Brits hitting Europe this summer without an EHIC could end up facing a hefty bill if they need medical care while they’re on vacation,” said Bob Atkinson, Moneysupermarket travel insurance expert.

“The cost for many serious accidents, extensive treatment and the need for air ambulance repatriation will not be covered by the EHIC and the costs for this can run into tens of thousands of pounds.”

The study revealed holidaymakers should consider £2 million cover for medical expenses, £1 million for personal liability, £3,000 for cancellation costs, £1500 for lost baggage, and £250 for cash.

Travel prepaid cards

If you are preparing for a holiday this year, a more cost effective way of carrying your foreign currency abroad could be to take out a travel prepaid card.

These cards enable the holidaymaker to load the card with the currency of their choice before departure – with the budget they have made for their holiday spending.

They buy the currency at the rate it is advertised at on the day of purchase, so when they use the card abroad to make purchases they are not charged further, even if the rate has changed.

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