Prepaid credit cards' online benefits
Consumers could save £560 a year by getting themselves a prepaid credit card, according to the government's Champion for Digital Inclusion.
Martha Lane Fox indicates that the figure is the average saving made by people with credit or debit cards who make purchases online, compared to those without cards.
The biggest savings come from buying clothing, package holidays and bill payments, but these aren't available to those without a card.
Ms Lane Fox is now promoting the Freedom Prepaid MasterCard, which allows consumers to load it up with wages or benefits and reap the rewards online.
The Freedom card also offers 30 days theft insurance, as well refunding the difference if the customer finds the same item for a cheaper price within the same length of time.