Prepaid cards: a helpful alternative

Published on 1 January 1970 by Raffick Marday

Using prepaid cards can help Britons struggling with debt or poor credit ratings.

That’s the message coming from industry experts who claim more of us then ever are turning to prepaid cards. Just some of the benefits being lauded include their ease of use, security and flexibility - particularly for holidaymakers taking money abroad. They also ensure that users can only spend the amount on the card.

Another benefit is that they do not require a credit check and can help those with a history of credit problems build up their score. Applying for one takes only a matter of minutes.

The cards have been likened to pay as you go mobile phones. All they require is to be topped up with cash and then they are ready to use.

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