What Does India’s PAN Card Mean To Investors?

What Does India’s PAN card (Permanent Account Number Card) Mean To Investors? The Indian government has had enough with black money and tax evasion. In less than one year, the Indian government has implemented some of the most drastic financial reforms of the 21st century by any country. It all started with the demonetization of its currency followed by the directives that all wages in the country be made available through bank accounts. And now the government has set the deadline for the PAN (Permanent Account Number) Card application and Form 60 update for all Indian bank account holders a…

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The New Undetectable Credit Card Fraud

The New Undetectable Credit Card Fraud Now and then, credit card issuers come up with more sophisticated security mechanism to safe credit card transactions. It all started with the magnetic strip before advancing to the chip and pin technology. But just as these card issuers work hard on protecting you, so do fraudsters and other cons in thwarting their efforts. If the recent reports by the British Columbian forces are anything to go by, credit card users have a reason to fear the new, highly efficient, and undetectable credit card fraud scheme, Shimmers. Here is a breakdown of this new…

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Prepaid cards are gaining popularity

Prepaid credit cards are gaining popularity. A prepaid card is a convenient way to make payments rather than carrying cash or issuing checks. There is no credit involved and hence no chance of ever falling in debt. It is not linked to your bank account and its value is purely dependent on the amount of money you deposit in the account. It is in effect a convenient, easy to use a secure card that can be obtained without any consideration whatsoever about your credit rating. Nowadays banks and other financial institutions are quite wary of providing credit cards. Even people with good credit…

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Canadian Multi-Currency Prepaid Card

What Do You Know About The Canadian Multi-Currency Prepaid Card For Travellers? How often do you use Air Canada for your travels? And did you know that Air Canada partnered with CIBC to launch the unique CIBC Air Canada Conversion prepaid card? Apart from the fact it is one of a kind in the world of air travel and general trade, the card also promises its subscribers unique packages not available with any other travel or shopping card around. For instance, the card offers one of the most flexible as well as cost-effective currency exchange rates around the world. The most important thing is…

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Prepaid Cards Vs Cryptocurrency

The Future Of Prepaid Cards In The Face Of Cryptocurrency In The World. Technology and internet of things are constantly changing man’s way of life, and the financial sector is no different, especially with the emergence of digital currency. For the longest time, people only transacted with hard cash until the introduction of the prepaid debit and credit cards that have reshaped international trade. Their use has been boosted further by the emergence of online stores and online payment methods. Currently, prepaid card transactions account more than 50 percent trade settlements in most d…

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Banks all over the UK doing secret stashes

Over-40s hide £4.4 billion from their partner in secret stashes Brits over 40 keep some or all of their savings hidden from their partner, new research has found. One in ten keeps their funds hidden because they do not trust their partner’s financial decision making. It was found that 15% of Britons over 40 who live with their partner or spouse have a secret savings stash totalling an average of £1,037, in private investments or secret bank accounts. This means that 4.5 million Brits could enter retirement with secret savings worth a total of £4.4 billion. The research found that nearly a quar…

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Bank charges push over half of bank customers into unauthorised overdrafts

Bank charges push over half of bank customers into unauthorised overdrafts New research has revealed that the finances of many a cash-strapped bank customer are taking a hit, with bank charges affecting millions of people across the UK. According to the study, which was published by budget account provider thinkmoney, 42% of current account holders have shelled out for bank charges in the past. Of these, over half (57%) have fallen into an unauthorised overdraft as a result. The average amount paid in charges over the past year stands at £46.84. However, a third of those subjected to bank …

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University an expense parents could do without?

University an expense parents could do without? The most recent student debt research has shown that parents are struggling to meet the financial demand of higher education as the recession takes its toll and university fees continue to rise. The Association of Investment Companies (AIC) has released research that indicated a significant number of parents (86%) are finding it more difficult to support their children through university. Parents expect their children to live at home (36%) in order to save money and 13% of grandparents are already contributing or will contribute to university…

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Foreign Exchange Converter Bing

Foreign Exchange Converter Bing Like other online foreign exchange converters, Bing has also proved out to be the best one. Seeing the escalating demand for transferring money abroad, many online foreign exchange conversion services have been launched. Diasporas of settlers in alien country need money on regular basis. The needs of individual are uncertain. And for this purpose people need to transfer money overseas if they have their relatives or family settled in abroad. For this purpose, it is important to convert the home currency to the currency of the marked country. This conversion is…

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Foreign Exchange Converter Yahoo

Yahoo Finance as a best foreign exchange converter for Bank Exchange Rates Businesses, organisations and companies need to transfer money abroad in order to carry out their trading activities. For the purposes of transferring money abroad, it is essential to convert one currency into the other. For this, many foreign exchange converters have come up. These currency converters conduct a comparison of various currencies and offer you the best exchange rates. There is number of foreign currency transfer means like: International banks. Central banks. Western union money transfer. Money gram.…

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Young people find pensions jargon tougher to interpret than a foreign language

Millions of people aged 20-29 cannot get their head around pensions jargon but can understand a foreign language, new research has revealed. prepaid cardNearly a quarter of young people were able to translate simple French, Spanish and German phrases while less than one in 10 understood the precise meaning of basic pension terms. A third knew the exact meaning of the French for “how old are you?” while one in five understood the German for “what is your name” and one in six the meaning of “how are you” in Spanish. The news comes just before the first group of UK workers are automatically enrolled on…

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