12 month interest free Virgin deal

Published on 1 January 1970 by Raffick Marday

Virgin Money has launched a 12 month interest free credit card deal on both purchases and balance transfers.

No interest would be applied to purchases made on its Mastercard for a year. After that time the card's standard APR would apply.

Balance transfers made in the first 60 days would be charged at 0 percent interest for the first 12 months.

Which? credit card expert Martyn Savile says "Traditionally it was never wise to use the same credit card for both balance transfers and new payments due to the negative order of payments used by most providers, including Virgin."

He adds "you can safely use this card for both but only if you pay off both balances in full before the 0 per cent deal runs out".

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