Beat fraud; check your credit files
If you want to stop yourself being a victim of credit card fraud you should check your credit files regularly.
That's according to expert Jessica Haynes who claims that it's really crucial that people keep tabs on such information with the major agencies.
She recommends that people "Keep in mind that checking one does not necessarily tell the whole story.
Some businesses only report to one agency, while others report to two or all three".
If you're worried about your credit rating, a great way to build it up is with a credit builder prepaid card.
It works by paying a small fee off each month, which is counted as a loan.
When you complete paying this 'loan', details of this will be passed onto credit agencies and your file should be updated.