RationalFX Review - Money Transfer



Margin Rate1%
Minimum Transfer100 including by Card
Transaction Fees4.00 Fixed fee via online platform
Transfer FundsSameday Transfers to 48 hours
FCA Reg Numberyes

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Are RationalFX reliable?
You can wire your money abroad economically, easily and securely with RationalFX. As RationalFX are a member of the SWIFT banking network we are able to process your money transfers efficiently and rapidly to almost any bank worldwide. RationalFX offer excellent exchange rates, along with taking zero commission and charging no transfer fees so will save you money, as well as time, when wiring money abroad.

What’s good about RationalFX ?
If you are looking to make a one-off transfer to purchase a high value asset abroad or to make any other purchase in foreign currency, RationalFX will ensure get you a great deal by offering you market leading exchange rates and enabling you to make transfers with low fees

What’s not so good about RationalFX ?
RationalFX deal with all major currencies but due to banking restrictions do not deal with all currencies.

What is RationalFX Customer service like?
Well here is a customer comment about Rationalfx reviews / service?
"RationalFX never fail to provide us with a professional service. Setting up a trading facility was straightforward and our dedicated account manager always kept us informed on the most up to date currency movements. This added service has made all the difference to our profitability in an extremely competitive industry where margins are especially tight."

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What is the Fee structure for RationalFX ?
If you are transferring over £5000 then you will not be charged, if you transfer under then any bank charges may be payable.

Can I trust RationalFX with my money?
RationalFX hold consumer and business funds in a separate client account making sure your funds are protected at all times. In addition they are authorised and registered by the FCA.


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1. Open an account

To create an account with RationalFX, you can register online in minutes, which will enable you to make or manage your money transfers 24/7. During registration RationalFX will need to know some basic information about you, along with your reasons for transferring money.

Once you have completed your registration, you will receive an email to activate your account and will be on the way to making your first transfer.

2. Remittance information

Once you have access to our online payments system, all you will need to do is tell us the recipient’s account details, the currency and the country which you are sending funds and the amount you need to send.

3. Live quote

Based on your remittance information, RationalFX system will give you a live quote, so you will know exactly how much currency your recipient will receive.

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4. Payment

Once you are happy to proceed, you will need to choose a method of payment. Xendpay have made this as convenient as possible. You can choose to pay by credit card, debit card or bank transfer as well as ELV and iDeal if you are making euro transactions.

Review RationalFX

Not only is transferring money simple with RationalFX but it is also secure and cheap, so you get the best price and your money is always


Additional benefits and Services for RationalFX?

  • Transfer salaries with low fees and excellent exchange rates.
  • Regular payment plans for employees to move money home to pay for property and other domestic bills.
  • Bonus payments foreign exchange, including Stop/Limit orders to maximise value.
  • Fixing exchange rates (Forward time options) to lock in at the right rate and take advantage of the current situation

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Company Details

Rational FX, Holland House, Bury StreetEC3A 5AW

Tel: 0044 207 220 8181

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