Post Office credit card

Post Office


Representative APR Rate16.9%
Balance Transfer Rate0.0%
Balance Transfer Duration14 months
Purchase Intro Rate0.0%
Purchase Intro Duration3 months

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More Information


Post Office Credit Card - General Information

With a Post Office credit card you get all the standard benefits of a credit card and more such as you can transfer your new purchases of £500 to £2,000 in value to a special fixed rate Payment Plan of 6.8% p.a by just calling customer service.

The Post Office Credit Card comes with free purchase protection and 0% on new balance transfers for 5 months again and again.

  • No annual fee
  • Up to 3 additional card holders free
  • Free purchase protection
  • 0% on balance transfers for 12 months


0Post Office Credit Card - Fees and Charges

Type of Credit Card: MasterCard

Card Useage Charges
Representative APR (variable)16.9%
Cash Advances24.1%
Balance Transfers18.32%
Cheque TransactionsN / A
Money TransfersN / A
Minimum Requirements and Charges
Minimum Age18 yrs
Minimum Income Level8K
Interest Free Period56 days
Default Charges£12.00
Annual FeeFREE


Representative Example:

  • Purchase annual interest rate 16.9% (variable)
  • Representative 16.9% APR (variable)

Representative Example: If you spend £1,200 at an annual interest rate of 16.9% (variable) your Representative APR will be 16.9% (variable).


Post Office Credit Card - Apply Online

You have chosen to apply for a Post Office credit card, please ensure you meet the points below as this will make your application more likely to be approved.

1. Please Ensure That:

You are at least 18 Years of Age - You are a permanent resident/citizen of the UK
Have a regular income - Are not bankrupt or have any CCJ's

2. Proceed With Your Application

The above points are simply a guide to the minimum acceptance criteria for a Post Office credit card. The Post Office will carry out a credit reference or other enquires in accordance with their lending procedures.

Once approved they will then send you a copy of a completed application form through the post in order to obtain your signature. Please ensure you read their terms and conditions and see a full list of charges. The decision to accept will only be made by the Post Office after they have taken your details, confirmed your ID and completed a credit check.

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Post Office Credit Card

Finsbury Dials, 20 Finsbury Street, LondonEC2Y 9AQ

Tel: 0345 607 6500


Post Office

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