Post Office credit card
Post Office Credit Card - General Information
With a Post Office credit card you get all the standard benefits of a credit card and more such as you can transfer your new purchases of £500 to £2,000 in value to a special fixed rate Payment Plan of 6.8% p.a by just calling customer service.
The Post Office Credit Card comes with free purchase protection and 0% on new balance transfers for 5 months again and again.
- No annual fee
- Up to 3 additional card holders free
- Free purchase protection
- 0% on balance transfers for 12 months
0Post Office Credit Card - Fees and Charges
Type of Credit Card: MasterCard
|Card Useage Charges|
|Representative APR (variable)||16.9%|
|Cheque Transactions||N / A|
|Money Transfers||N / A|
|Minimum Requirements and Charges|
|Minimum Age||18 yrs|
|Minimum Income Level||8K|
|Interest Free Period||56 days|
- Purchase annual interest rate 16.9% (variable)
- Representative 16.9% APR (variable)
Representative Example: If you spend £1,200 at an annual interest rate of 16.9% (variable) your Representative APR will be 16.9% (variable).
Post Office Credit Card - Apply Online
You have chosen to apply for a Post Office credit card, please ensure you meet the points below as this will make your application more likely to be approved.
1. Please Ensure That:
You are at least 18 Years of Age - You are a permanent resident/citizen of the UK
Have a regular income - Are not bankrupt or have any CCJ's
2. Proceed With Your Application
The above points are simply a guide to the minimum acceptance criteria for a Post Office credit card. The Post Office will carry out a credit reference or other enquires in accordance with their lending procedures.
Once approved they will then send you a copy of a completed application form through the post in order to obtain your signature. Please ensure you read their terms and conditions and see a full list of charges. The decision to accept will only be made by the Post Office after they have taken your details, confirmed your ID and completed a credit check.