MBNA Platinum Credit Card - General Information
With the MBNA Platinum Plus Credit Card you can benefit from some great deals, like a low typical rate of APR and introductory offers including 0% on balance transfers and purchases for a limited period. There is no annual fee with the MBNA Platinum Credit Card and you can access your account online 24 hours a day.
- Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
- Free 24 hour worldwide Customer Satisfaction Helpline – wherever you are, whenever you need them, MBNA Customer Satisfaction Representatives are just a Freephone call away.
Anyone who is a UK resident aged 18 or over. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.
The MBNA platinum card online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legal, terms and conditions.
If you apply online between the hours of 8am-8pm Monday to Thursday, 8am-5pm on Friday you could get an instant decision. For all other applications you should hear from us within 7-10 working days.
MBNA Credit Card - Fees and Charges
Type of Credit Card: VISA
|Card Useage Charges|
|Representative APR (variable)||16.9%|
|Minimum Requirements and Charges|
|Minimum Age||18 yrs|
|Minimum Income Level||0.00|
|Interest Free Period||56 days|
- Purchase annual interest rate 16.9% (variable)
- Representative 16.9% APR (variable)
Representative Example: If you spend £1,200 at an annual interest rate of 16.9% (variable) your Representative APR will be 16.9% (variable).
MBNA Platinum Credit Card - Apply Online
You have chosen to apply for a MBNA Platinum credit card, please ensure you meet the points below as this will make your application more likely to be approved.
1. Please Ensure That:
You are at least 18 Years of Age - You are a permanent resident/citizen of the UK
Have a regular income - Are not bankrupt or have any CCJ's
2. Proceed With Your Application
The above points are simply a guide to the minimum acceptance criteria for a MBNA Platinum credit card. MBNA will carry out a credit reference or other enquires in accordance with their lending procedures.
Once approved they will then send you a copy of a completed application form through the post in order to obtain your signature. Please ensure you read their terms and conditions and see a full list of charges. The decision to accept will only be made by MBNA after they have taken your details, confirmed your ID and completed a credit check.