hsbc initial credit card
HSBC Initial Credit Card - General Information
The HSBC Bank Credit Card gives you 0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5.
The HSBC Bank Credit Card comes with up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club. You will need to Bank with HSB to get a card
- 8% discount on Thomas Cook holidays
- Free additional credit card for partners or family members over 18
- 0% on purchases for 3 months from account opening
- Need to Bank with HSB to get a card
HSBC Initial Credit Card - Fees and Charges
Type of Credit Card: MasterCard
|Card Useage Charges|
|Representative APR (variable)||17.9%|
|Minimum Requirements and Charges|
|Minimum Age||18 yrs|
|Minimum Income Level||0.00|
|Interest Free Period||56 days|
- Purchase annual interest rate 17.9% (variable)
- Representative 17.9% APR (variable)
Representative Example: If you spend £1,200 at an annual interest rate of 17.9% (variable) your Representative APR will be 17.9% (variable).
HSBC Initial Credit Card - Apply Online
You have chosen to apply for a HSBC Initial credit card, please ensure you meet the points below as this will make your application more likely to be approved.
1. Please Ensure That:
You are at least 18 Years of Age - You are a permanent resident/citizen of the UK
Have a regular income - Are not bankrupt or have any CCJ's
2. Proceed With Your Application
The above points are simply a guide to the minimum acceptance criteria for a HSBC Initial credit card. HSBC will carry out a credit reference or other enquires in accordance with their lending procedures.
Once approved they will then send you a copy of a completed application form through the post in order to obtain your signature. Please ensure you read their terms and conditions and see a full list of charges.
The decision to accept will only be made by HSBC after they have taken your details, confirmed your ID and completed a credit check.