AA Credit Card



Representative APR Rate16.9
Balance Transfer Rate0.0%
Balance Transfer Duration12 months
Purchase Intro Rate0.0%
Purchase Intro Duration10 months

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More Information


AA Credit Card - General Information

With a AA credit card you benefit from earning AA Reward Points on everyday purchases. Once you start collecting your points you can start redeeming them on a wide range of products and services*.

The AA credit card every time you spend on your AA Credit Card you will earn reward points. Remember to use your credit card when you're paying for any motoring purchases as you can earn double points. These purchases include servicing, tyres, MOTs, repairs and fuel (even fuel at supermarkets).


AA Credit Card - Fees and Charges

Type of Credit Card: MasterCard

Card Useage Charges
Representative APR (variable)16.9%
Cash Advances27.9%
Balance Transfers18.9%
Cheque Transactions20.9%
Money Transfers20.9%
Minimum Requirements and Charges
Minimum Age18 yrs
Minimum Income Level0.00
Interest Free Period50 days
Default Charges£12.00
Annual FeeFREE


Representative Example:

  • Purchase annual interest rate 16.9% (variable)
  • Representative 16.9% APR (variable)

Representative Example: If you spend £1,200 at an annual interest rate of 16.9% (variable) your Representative APR will be 16.9% (variable).


AA Credit Card - Apply Online

You have chosen to apply for a AA credit card, please ensure you meet the points below as this will make your application more likely to be approved.

1. Please Ensure That:

You are at least 18 Years of Age - You are a permanent resident/citizen of the UK
Have a regular income - Are not bankrupt or have any CCJ's

2. Proceed With Your Application

The above points are simply a guide to the minimum acceptance criteria for a AA credit card. AA will carry out a credit reference or other enquires in accordance with their lending procedures.

Once approved they will then send you a copy of a completed application form through the post in order to obtain your signature. Please ensure you read their terms and conditions and see a full list of charges.

The decision to accept will only be made by AA Credit Card after they have taken your details, confirmed your ID and completed a credit check.

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AA Credit Card

901 Ponce De Leon Blvd. Suite 103, Coral Gables33134

Tel: +1 800-433-7300



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