Review Pockit Contactless MasterCard Prepaid Credit Card

Pockit Pay Monthly Card


Application FeesFree
Transaction Fees
Monthly Fees£3.00
ATM Charges£1.00 - £2.25
Top Up FeesFree - 3%

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More Information

Top-Up Information

Pockit prepaid card Top-up fees are fees that you need to pay in order to top up your prepaid card with extra funds. Hence, Pockit card Top-up fees are FREE OF CHARGE using the following top-up providers or methods:

Free Top Up Charges and Timescales:

  • Debit Card: Free of charge - Instantly
  • Wages: Free of charge - 3 - 5 business days
  • Bank: Free of charge - 1 business day
  • Standing Orders: Free of charge - 3 - 5 business days

Top Up options that are charged:

  • Post Office: £0.70
  • Credit Card: 3.5%
  • Paypoint: £1.50 - Approx 30 mins

Sst up a Payment:

Payee name: IDT Financial Services
Account number: 8 digit account number
Sort code: 6 digit sort code
Payment ref – the 16 digit number across the front of your card

Card Load Limits:

  • Maximum Card Limit: £5000.00
  • Maximum Load Amount: £5000.00
  • Minimum Load Amount: £10.00
  • Maximum ATM Withdrawl: £500.00
Usage Charges

Pockit Card

Usage charges for your Pockit card are charges that you need to pay when you use your prepaid card. Hence, in when making purchases or taking out money at ATM's or banks.

Card Issue Fee:Free
Additional Cards:£4.50
Annual Fee:Free
Transaction Fees the UK:Free
Foreign Exchange Fees:2.50%
Monthly Service Fee:£3.00
ATM Charge UK:£1.00 per ATM cash withdrawal in the UK
ATM Charge Abroad:£2.25 per cash withdrawal using abroad
Cancellation / Redemption:Free
Replacement Card Fees:£4.95

Balance Enquiry

By SMS / Text Message:£0.08
By Phone:£0.10 per minute
Via the Internet:Free
Product Information

Pockit Prepaid Card Reviewed?
The Pockit Pay Monthly and Pay As You Go (PAYG) Prepaid Card is a prepaid MasterCard. Therefore, that provides a secure and simple way to manage your money and allows you to earn cashback* when you spend money at participating retailers.

Once your card has arrived in the post, you can access your eccount by following these simple steps:

  • Log in to the Pockit website by clicking the ‘Login’ button at the top of the page; enter your email address and the password given to you in the email from (Note: you can change this password once you have logged in by clicking ‘My account’ from the menu on the right.)

  • Once you have logged in, click the ‘manage my card’ button – this will open the eccount login page in a new tab or window.

  • Select ‘eccount holder’ if you are the primary cardholder or ‘cardholder’ if you are an additional cardholder. Enter your eccount number and date of birth and press ‘continue’.

Next, you will be asked to provide certain characters of the password you set when you signed up for your Pockit prepaid card (note: this password was NOT emailed to you due to security purposes). After entering the required characters you will arrive at your eccount. Also, As a pay monthly cardholder, you can earn cashback on your everyday purchases by shopping with your Pockit Prepaid Card. Consequently, Pockit cashback is available in-store & online and can be earned on top of store discounts and promotions


Type of card: Pockit Prepaid MasterCard

Type of card?Prepaid MasterCard
Minimum Age Requirement?18 Years
Additional cardholders?:Yes, 13 years and older
Preapproved transactions?:Restricted
Card expiry?2 years
Other currencies available?None
Price plans available?Pay as you go price plan 

Pockit Prepaid Card Review

You have chosen to apply for a Pockit Pay Monthly card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:

  • You are at least 18 years of age You are a permanent resident/citizen of the UK Wish to pay a monthly fee of £2.99 for your card
  • Please note that until payment is made your Pockit Pay Monthly account will not be opened.

How to Pay

Pay now - The fastest and easiest way to pay is by debit card. Make a simple one-off payment whilst signing up. Also, The confirmed highly secure website, with a card and personal details protected.

Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office when you apply. Hence, They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay. Your card will then be with you in three to five days.

These points are simply a guide to the minimum acceptance criteria for the Pockit. So, Please ensure you read their terms and conditions and see a full list of charges.

Consequently, The decision to accept will only be made by Pockit Pay Monthly after they have taken your details. Also, confirmed your ID and received payment.

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Company Details

New Cavendish Mansions, 48 New Cavendish St, Marylebone, London W1G 8TG, UK

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