Mecard Prepaid Card Review

Mecard Prepaid Card


Application FeesFree
Transaction Fees
Monthly FeesFree
ATM Charges£0.75 - £1.50
Top Up FeesFree - 3%

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More Information

Top-Up Information


Top up fees are fees that you need to pay in order to top up your prepaid card with extra funds..... Top up fees are FREE OF CHARGE using the folllowing top up providers or methods:

Free Top Up ChargesChargesTimescales
Bacs Free of charge1 business day
WagesFree of charge1 business day
BankFree of charge1 business day
Standing OrdersFree of charge1 business day

Top Up options that are charged

Paypoint Retailers 3% 1 business day
Debit Card£1.00 Approx 30 Mins
Post Office3% 1 business day


Your MeCard eAccount number is unique to you, to locate your personal account number for deposits, please do the following:

  • Login to your MeCard eAccount
  • Select Load from the left hand menu
  • From Payment Methods select Bank Transfer and use the details shown. 

Card Load Limits

Maximum Card Limit:£3000.00
Maximum Load Amount:£500.00
Minimum Load Amount:£10.00
Maximum ATM Withdrawl:£250.00

Usage Charges

MeCard Prepaid Card

Usage charges for your card are charges that you need to pay when you use your prepaid card in when making purchases or taking out money at ATM's or banks....

Card Issue Fee:Free for parents - Teens £9.99 but credited back on account 
Additional Cards:£9.99
Annual Fee:Free
Transaction Fees UK:Free
Foreign Exchange Fees:Free
Monthly Service Fee:Free
ATM Charge UK:£0.75 per ATM cash withdrawal in the UK
ATM Charge Abroad:£1.50 per cash withdrawal using abroad
Cancellation / Redemption:£10.00
Replacement Card Fees:£5.00

Balance Enquiry

By SMS / Text Message:Only charged by phone operator
By Phone:£0.15 per minute
Via the Internet:Free

Product Information

Mecard Review

Whether you are for or against the concept, there's no escaping the fact that it is becoming increasingly acceptable for younger adults to flash the plastic. Is this a step forwards, a progression in the way that we perceive our finances and financial responsibility? Or is it a step too far, pushing a generation of 13-18 year olds into facing some very adult responsibilities?

Anyone venturing to take part in the debate must first be made aware of the differences between the average credit/debit card and the increasingly popular prepaid card. Bank accounts, credit checks, and high interest borrowing all belong under the umbrella of credit/debit. Prepaid cards are not linked to a bank account, there is no overdraft facility and no credit check needs to be performed. Best compared to a gift card, but re-loadable with a chip and PIN function.

The new prepaid MeCard is a MasterCard offering, thoughtfully marketed towards parents and teenagers. It is the latest example in a trickle of prepaid cards for youngsters, which have begun to infiltrate the market. Parents must sign up for a primary card and then a teen card for each of their 13-18 year olds. Online accounts are used to manage the money and these are cleverly linked, with parent able to view balances and transactions of the younger family members' cards.


Mecard Prepaid Card Review

Mecard Card Review

You have chosen to apply for a MeCard prepaid card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:

You are at least 18 years of age
You are a permanent resident/citizen of the UK
No application fee for Parents but £9.99 per card for teens but £10 loaded on to each teen card when activated

Please note that until payment is made your MeCard account will not be opened.

How to Pay

Pay now - The fastest and easiest way to pay is by credit card or debit card. Make a simple one off payment whilst signing up. Confirmed highly secure website, with card and personal details protected.

These points are simply a guide to the minimum acceptance criteria for the MeCard. Please ensure you read their terms and conditions and see a full list of charges.

The decision to accept will only be made by MeCard after they have taken your details, confirmed your ID and received payment.

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Company Details

3 Hood St, Newcastle upon Tyne NE1, UK


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