Gap year MasterCard Prepaid Credit Card Reviews



Application Fees£9.95
Transaction Fees£4.95 - 2.99%
Monthly Fees£4.95 - 2.99%
ATM Charges£1.50
Top Up Fees

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More Information

Top-Up Information

Gap year Prepaid MasterCard Top-up fees are fees that you need to pay in order to top up your prepaid card with extra funds. Top-up fees are FREE OF CHARGE using the following top-up providers or methods:

Free Top Up ChargesChargesTimescales
Debit CardFree of chargeInstant
BankFree of charge1 business day
Standing OrdersFree of charge3 - 5 business days
Post OfficeFree of charge1 - 2 Business days
WagesFree of charge3 - 5 Business days
Cashplus StoresFree of chargeApprox. 15 mins

Payee name: APS Customer PYMT AC
Account number: 10230643
Sort code: 15-20-25
Payment ref – the 16 digit number across the front of your card

Card Load Limits

Maximum Card Limit:£5000.00
Maximum Load Amount:£5000.00
Minimum Load Amount:£10.00
Maximum ATM Withdrawl:£500.00
Usage Charges

Gap year MasterCard Card Usage charges for your card are charges that you need to pay when you use your prepaid card in when making purchases or taking out money at ATM's or banks.

Card Issue Fee:£9.95
Additional Cards:£9.95
Anual Fee:Free
Transaction Fees the UK:Free
Foreign Exchange Fees:2.99%
Monthly Service Fee:£4.95
ATM Charge UK:£1.50 ATM cash withdrawal in same currency
ATM Charge Elsewhere:£1.50 per cash withdrawal in different currency
Cancellation / Redemption:£10.00
Replacement Card Fees:


Balance Enquiry

By SMS / Text Message:Free
By Phone:£0.10 per minute
Via the Internet:Free
Product Information

Gap year MasterCard Prepaid Card

The Gap Year Cashplus card is not just a prepaid MasterCard card. It is also a membership card to an exclusive global gap year/backpacker club and a keycard to an exclusive area packed full of useful advice guides and unique offers. With the majority of companies "in the discount network" offering at least 10% discount this card can significantly reduce the cost of your travel.

  • Personalised Chip and PIN prepaid MasterCard card.
  • Emergency account top-up through additional cards.
  • Pay your UK wages directly onto the card.
  • Anyone over 13 years can be an additional cardholder.
  • No credit check required. 100% acceptance guaranteed
  • Free purchase protection

Card issue fee includes Gap Year Cashplus prepaid MasterCard + Membership Service + discount network for only £9.95.* As a privileged cardholder you will be given access to an exclusive discount network – allowing you to save money as you buy Oz Experience passes, trips to Ayers Rock, hostel nights, tours around Ireland, European tours, visits to Oktoberfest, the Running of the Bulls, La Tomatina (the world's biggest tomato fight) and so much more.

Consequently, Gap Year card comes with free purchase protection. So, Card issue fee includes Gap Year Cashplus prepaid MasterCard + Membership. Service + discount network for only £9.95.*


Gap year MasterCard Prepaid Credit Card benefits

Type of card?Prepaid MasterCard
Minimum Age Requirement?18 Years
Additional cardholders?:Yes, 13 years and older
Preapproved transactions?:Restricted
Card expiry?2 years
Other currencies available?None
Price plans available?Pay as you go price plan 

Gap year MasterCard Prepaid Credit Card Reviews

Gap year MasterCard Prepaid Credit Card Reviews
You have chosen to apply for a Gap Year prepaid card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:

  • You are at least 18 years of age
  • You are a permanent resident/citizen of the UK
  • Also, Pay £9.95 application fee to get your card
  • Please note that until payment is made your Gap Year account will not be opened.

How to Pay

Pay now - The fastest and easiest way to pay is by debit card. Make a simple one-off payment whilst signing up. Hence, The confirmed highly secure website, with a card and personal details protected.

Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office® when you apply. So, They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay. Your card will then be with you in three to five days.

Therefore, These points are simply a guide to the minimum acceptance criteria for the Gap Year. Also, Please ensure you read their terms and conditions and see a full list of charges.

Hence, The decision to accept will only be made by Gap Year after they have taken your details, confirmed your ID and received payment.

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Company Details

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