First Premier Bank Prepaid Credit Card Review

First Premier Prepaid Card


Application Fees£8.95
Transaction Fees1.80
Monthly Fees£1.00
ATM Charges£1.00
Top Up FeesFree Options to PayPoint is 3% of value

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More Information

Top Up Information

First Premier Prepaid Card

Top up fees are fees that you need to pay in order to top up your prepaid card with extra funds..... Top up fees are FREE OF CHARGE using the folllowing top up providers or methods:

Free Top Up ChargesChargesTimescales
Debit CardFree of chargeInstantly
Post OfficeFree of charge1 - 3 business days

Top Up options that are charged

Paypoint Retailers £0.99 1 business day
Instore£0.75 1 business day 
Credit Card3% 1 busines day


Payee name: First Prepay Payment Account
Account number:   8 digit account number
Sort code: 6 digit sort code
Payment ref – the 16 digit number across the front of your card

Card Load Limits

Maximum Card Limit:£3500.00
Maximum Load Amount:£500.00
Minimum Load Amount:£10.00
Maximum ATM Withdrawl:£400.00

Useage Charges

First Premier Bank Prepaid Credit Card

Usage charges for your card are charges that you need to pay when you use your prepaid card in when making purchases or taking out money at ATM's or banks....

Card Issue Fee:£8.95
Additional Cards:£4.50
Annual Fee:Free
Transaction Fees UK:Free
Foreign Exchange Fees:2%
Monthly Service Fee:£1.00
ATM Charge UK:£1.00 per ATM cash withdrawal in the UK
ATM Charge Abroad:£1.00 per cash withdrawal using abroad
Cancellation / Redemption:£5.00
Replacement Card Fees:£3.99

Balance Enquiry

By SMS / Text Message:£0.25
By Phone:£0.10 per minute
Via the Internet:Free

The First Premier cards are great for people who can't get a bank account but prefer the convenience of a card for everyday shopping - there is no credit check, so everyone can apply*.

Product Information

First Premier Bank Card

First Premier prepaid card is not a credit card, which provides you with a line of credit, nor is it a debit card which is linked to a bank account.

This means that with First Premier prepaid card you can't go overdrawn or borrow money– you can only spend the money you have loaded onto it, so you stay in complete control of your money.

The First Premier cards are great for people who can't get a bank account but prefer the convenience of a card for everyday shopping - there is no credit check, so everyone can apply*.

First Premier cards are cautious with their cash and want to control their spending - there's no line of credit. First Premier cards for people who would like the ability to move funds to a friend or relative, regularly safely and securely First Premier cards for people who want all the above plus the ability to use the card online and on the high street - it's a MasterCard card so its accepted at shops as readily as a MasterCard credit or debit card.

The First Premier Card is an electronic money product and although it is a product regulated by the Financial Services Authority, it is not covered by the Financial Services Compensation Scheme.

No other compensation scheme exists to cover losses claimed in connection with the First Premier Card.

This means that in the event that Newcastle Building Society becomes insolvent your funds may become valueless and unusable and as a result you may lose your money

First Premier Bank Prepaid Card
First Premier Bank Prepaid Credit Card Review

You have chosen to apply for a First Premier prepaid card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:

You are at least 18 years of age You are a permanent resident/citizen of the UK Pay £8.95 application fee to get your card

Please note that until payment is made your First Premier prepaid account will not be opened.

How to Pay

Pay now - The fastest and easiest way to pay is by debit card. Make a simple one off payment whilst signing up. Confirmed highly secure website, with card and personal details protected.

Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office® when you apply. They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay. Your card will then be with you in three to five days.

These points are simply a guide to the minimum acceptance criteria for the First Premier. Please ensure you read their terms and conditions and see a full list of charges.

The decision to accept will only be made by First Premier after they have taken your details, confirmed your ID and received payment.

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Company Details

8 Fuller Cl, Wadhurst TN5 6HY, UK

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