Bread MasterCard Prepaid Card Review

Bread Prepaid Card


Application Fees£7.50 - £10.00
Transaction Fees
Monthly FeesFree
ATM Charges£1.50 - £1.99
Top Up FeesFree - 3%

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More Information

Top Up Information

Bread Card

Top up fees are fees that you need to pay in order to top up your prepaid card with extra funds..... Top up fees are FREE OF CHARGE using the folllowing top up providers or methods:

Free Top Up ChargesChargesTimescales
Debit CardFree of chargeInstantly
WagesFree of charge3 - 5 business days
BankFree of charge1 business day
Post OfficeFree of chargeWithin 30 mins

Top Up options that are charged

Paypoint3% Approx 30 mins 


Payee name: NBS Quantum Services
Account number: 90363747 - 8 digit account number
Sort code: 20-59-42 - 6 digit sort code
Payment ref – the 16 digit number across the front of your card

Card Load Limits

Maximum Card Limit:£3500.00
Maximum Load Amount:£3500.00
Minimum Load Amount:£10.00
Maximum ATM Withdrawl:£250.00


Useage Charges

Bread Card Review

Usage charges for your card are charges that you need to pay when you use your prepaid card in when making purchases or taking out money at ATM's or banks....

Card Issue Fee:£7.50 (£10 if paying by SMS)
Additional Cards:£4.50
Annual Fee:Free
Transaction Fees UK:2%
Foreign Exchange Fees:2.75%
Monthly Service Fee:Free
ATM Charge UK:£1.50 per ATM cash withdrawal in the UK
ATM Charge Abroad:£1.50 per cash withdrawal using abroad
Cancellation / Redemption:£10.00
Replacement Card Fees:£10.00

Balance Enquiry

By SMS / Text Message:Free
By Phone:£0.10 per minute
Via the Internet:Free

You can use your BREAD Card to share money with people who live abroad. Just order a secondary card, and then post this to your family member or friend. Then you can share your money with them. They will be able to spend using the card or make cash withdrawals from ATMs in their home country. Sharing money within one transaction will cost £1.50, regardless of the amount.

Product Information

Bread MasterCard

Avoid overdraft fees with the Bread pay as you go MasterCard. With a Bread card there are no credit checks and you can top your card up with cash at any time.

As your Bread card is a prepaid MasterCard you can now book any flight with Ryanair for free giving you an additional saving.

Use can use your Bread card with Paypal all you need to do is to ensure there are funds on your card prior to linking it with paypal. Paypal will verify your card first so ensure funds are available on your Bread card to ensure your card is accepted.

The Bread prepaid card is ideal if you want to make payments online as and when you want without using a credit card or debit card. By using a Bread pay as you go card you can even get money off when using their cashback services.

Bread Prepaid MasterCard
Bread Credit Card

You have chosen to apply for a Bread prepaid card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:

You are at least 18 years of age You are a permanent resident/citizen of the UK Pay £7.50 application fee to get your card.

Please note that until payment is made your Bread account will not be opened.

How to Pay

Pay now - The fastest and easiest way to pay is by debit card. Make a simple one off payment whilst signing up. Confirmed highly secure website, with card and personal details protected.

Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office® or Paypoint when you apply. They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay. Your card will then be with you in three to five days.

These points are simply a guide to the minimum acceptance criteria for the Bread. Please ensure you read their terms and conditions and see a full list of charges.

The decision to accept will only be made by Bread after they have taken your details, confirmed your ID and received payment.

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Company Details

London SW8 9DR, UK

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