Santander premium account

Santander premium account


Type of Account
Typical Interest Rate5.0% AER
Overdraft Facility0% EAR (variable) Arranged Overdraft
Debit CardsDebit Card
Bank Account Fees£20 monthly fee

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More Information

*£100 Cashback for Switching to Santander Current Account**

Santander bank is extending their £100 cashback offer to new customers who move their current account to them.

UK consumers are being offered £100 cashback for switching their main current account to Santander. The offer will now be available in branch, by phone and online from today after previously only being available if customers applied online.

The offer is said to be available for a limited time only for customers who switch to Santander’s Zero, Reward or Premium accounts or the new Preferred Current Account.

“Switch to any one of these accounts and we’ll give you £100, but hurry – this offer will be available for a limited time only,” said Nici Audhlam-Gardiner, Santander banking director.

This market-leading offer also entitles customers to receive five percent credit interest on balances up to £2,500.

The offer has been popular with consumers already, as in 2010 more than one million people opened an account with Santander.

The bank states the switch is smooth and hassle-free as customers can have all their existing standing orders, bills and direct debits transferred from their old bank to their new Santander account with the help of a dedicated switching team.

To benefit from the £100 offer, customers must switch to Santander and credit their account with £1,000 each month. If customers have held in the past three months or currently hold any Santander UK, Alliance & Leicester, cahoot or Cater Allen current account they are not eligible for the offer.

The customer will receive the £100 cashback within three months of opening their new account providing they have at least two active direct debits or standing orders set up on the account within 11 weeks, and have paid in at least £1,000 each month.

If money is tight at the moment and you could do with some extra cash then switching current accounts could be a good move. However, check overdraft fees and other offers on the market before committing to one provider as those offering the best cashback offers may not suit your spending habits.


Santander Premium Bank Account - Banking Fees or Charges

Type of Account: Current Account

Account Fee£20.00
Transaction Charge UKFREE
Transaction Charge Abroad2.75%
ATM Charge Abroad£1.25
Overdraft and Default Payments
4 months Overdraft Fee0%
Unpaid Item£5.00
Stopped Cheque feeFREE
Bankers Draft£10.00
Overdraft capped fee 0%


Representative Example: To qualify for 5% AER you must pay in £1,000 each month. To qualify for the overdraft offer: switch using our dedicated switcher service. 0% EAR (variable) Arranged Overdraft and no Daily Arranged Overdraft Fees. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ Subject to Status and Application.  

  • To qualify for the overdraft offer: switch using dedicated switcher service.


Santander Premium Account - Apply Online

You have chosen to apply for a Santander premium bank Account. Please ensure you meet the following points as this will make your application more likely to be approved.

  1. Please Ensure That:
    You are at least 18 Years of Age. You are a permanent resident/citizen of the UK. Have ready financial information. Your address and contact details. Accept to pay an account fee per month of £20.

  2. Proceed With Your Application
    Santander Application process takes approx 10 minutes to complete. These points are simply a guide to the minimum acceptance criteria for Santander Bank. Please ensure you read Santander copies of the fees and interest rates and terms and conditions that apply to Santander personal accounts. If your application has been agreed in principle, you will receive your application pack within the next few days.

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Santander Premium Account

Company Location

48-54, Moorgate, Moorgate, City of LondonEC2R 6EJ

Tel: 0800 389 7000

Santander premium account

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