Santander 123 Bank Account with Debit Card

Santander 123

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Type of Account
Typical Interest RateUp to 3% AER (variable) interest
Overdraft FacilityN/A
Debit CardsVisaDebit Card
Bank Account FeesFREE banking

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More Information

123 Santander Bank Account

Santander bank is extending their £100 cashback offer to new customers who move their current account to them.

UK consumers are being offered £100 cashback for switching their main current account to Santander. The offer will now be available in branch, by phone and online from today after previously only being available if customers applied online.

The offer is said to be available for a limited time only for customers who switch to Santander’s Zero, Reward or Premium accounts or the new Preferred Current Account.

“Switch to any one of these accounts and we’ll give you £100, but hurry – this offer will be available for a limited time only,” said Nici Audhlam-Gardiner, Santander banking director.

This market-leading offer also entitles customers to receive five percent credit interest on balances up to £2,500.

The offer has been popular with consumers already, as in 2010 more than one million people opened an account with Santander.

The bank states the switch is smooth and hassle-free as customers can have all their existing standing orders, bills and direct debits transferred from their old bank to their new Santander account with the help of a dedicated switching team.

To benefit from the £100 offer, customers must switch to Santander and credit their account with £1,000 each month. If customers have held in the past three months or currently hold any Santander UK, Alliance & Leicester, cahoot or Cater Allen current account they are not eligible for the offer.

The customer will receive the £100 cashback within three months of opening their new account providing they have at least two active direct debits or standing orders set up on the account within 11 weeks, and have paid in at least £1,000 each month.

If money is tight at the moment and you could do with some extra cash then switching current accounts could be a good move. However, check overdraft fees and other offers on the market before committing to one provider as those offering the best cashback offers may not suit your spending habits.

Information

Santander 123 Bank Account

Santander 123 Account - General Information

  • Annual worldwide family travel insurance - including winter sports;
  • RAC breakdown cover in the UK - including national recovery and cover at home;
  • Identity protection - including up to £50,000 of insurance cover to help reclaim your identity, after identity theft;
  • Card loss assistance - assistance if your cards are lost or stolen;
  • Key protection - up to £1,500 for replacement locks and keys if your keys are lost or stolen plus spare keys storage so your keys can be returned to you if you lock yourself out of your home or car;
  • Commission-free travel money - free delivery (minimum order £300).

Representative Example

  • 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 10 days each monthly statement period applies thereafter. 

    Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

    If you don't switch the daily Arranged Overdraft fee will apply from account opening.

Fees

Santander 123 Bank Account with Debit Card

Santander 123 Bank Account - Banking Fees or Charges

Type of Account: Premium Account

ACCOUNT USAGE CHARGES
Account Fee£2.00
Transaction Charge UKFREE
Transaction Charge Abroad2.75%
ATM Charge UKFREE
ATM Charge Abroad£1.25
Overdraft and Default Payments
4 months Overdraft Fee0%
Unpaid Item£5.00
Stopped Cheque feeFREE
Bankers Draft£10.00
Overdraft capped fee £0.50

Notes:



Representative Example: For customers who switch. 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter. Subject to Status and Application.  Type of Account: Everyday Account

 

######Santander 123 Bank Debit Card######

For customers who switch.

For customers who don't switch.

0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter.0% EAR (variable) Arranged Overdraft. A Daily Arranged Overdraft Fee of 50p per day capped at 20 days each monthly statement period applies.

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123 Santander Bank Account with Debit Card

Santander bank account you have to apply online

You have chosen to apply for a 123 Santander Bank Account. Please ensure you meet the following points as this will make your application more likely to be approved.

  1. Please Ensure That:
    You are at least 18 Years of Age. You are a permanent resident/citizen of the UK. Have ready financial information. Your address and contact details. Accept to pay an account fee per month of £20.

  2. Proceed With Your Application
    Santander Application process takes approx 10 minutes to complete. These points are simply a guide to the minimum acceptance criteria for 123 Santander Bank Account.

Please ensure you read Santander copies of the fees and interest rates and terms and conditions that apply to 123 Santander Bank Accounts. If your application has been agreed in principle, you will receive your application pack within the next few days.

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Santander 123

Company Location

48-54, Moorgate, Moorgate, City of LondonEC2R 6EJ

Tel: 0800 389 7000

Santander 123

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