Lloyds Incentive saver account

Lloyds Incentive saver account

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Type of Account
Typical Interest Rate0.25% to 2.42%
Overdraft FacilityN / A
Debit CardsDebit Card
Bank Account FeesFree banking

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More Information

Information

Lloyds Incentive Saver Account - - General Information

The first £50,000 of your balance will earn the interest rate. Any balance over £50,000 will not receive any interest.

* The AER will be lower if you withdraw in any month. 
# No interest is paid on the full balance for the month in which a withdrawal is made.

Explanation of terms

AER means Annual Equivalent Rate. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers.

Net rate is the rate payable after the deduction of lower rate tax (which may be reclaimed by non-taxpayers on completion of an Inland Revenue R85 form). As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.

Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form.

Fees

Llyods Incentive Saver Account - Banking Fees or Charges

Type of Account: Savings Account

ACCOUNT USAGE CHARGES
Account FeeFREE
Transaction Charge UKN / A
Transaction Charge AbroadN / A
ATM Charge UKN / A
ATM Charge AbroadN / A
Overdraft and Default Payments
Overdraft FeeN / A
Unpaid ItemN / A
Overdrawn Mainanence ChrgN / A
Paid Referral FeeN / A
Management Fee OptionN / A

Notes:

Representative Example: The first £50,000 of your balance will earn the interest rate in the table above. Any balance over £50,000 will not receive any interest. 

* The AER will be lower if you withdraw in any month. 
# No interest is paid on the full balance for the month in which a withdrawal is made. .Subject to Status and Application.

 

Apply

Lloyds Incentive Saver Account - Apply Online

You have chosen to apply for a Llyods Incentive Saver Account. Please ensure you meet the following points as this will make your application more likely to be approved.

1. Please Ensure That:

You are at least 18 Years of Age
You are a permanent resident/citizen of the UK
Have ready financial information
Your address and contact details

Deposit £10,000 in to your account

2. Proceed With Your Application

Llyods Application process takes approx 10 minutes to complete. These points are simply a guide to the minimum acceptance criteria for Llyods Bank. Please ensure you read Llyods copies of the fees and interest rates and terms and conditions that apply to Llyods personal accounts. If your application has been agreed in principle, you will receive your application pack within the next few days.

 

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Lloyds International Saver

Company Location

9 Waterloo Pl, St. James'sSW1Y 4BE

Tel: 0345 7301 996

Lloyds Incentive saver account

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