First Direct Account with Debit Cards

First direct


Type of Account
Typical Interest Rate2.0% AER
Overdraft Facility0% up to £250
Debit CardsVisaDebit Card
Bank Account FeesFree based £1,500.00 a mth

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More Information

First Direct Bank Account

Why bank with first direct?

First Direct is offers one of the most efficient banking services in United Kingdom. They have been appraised because of their innovation, excellent customer service and unmatched products. They are always on the front of providing exclusive services like mobile banking, text message banking, podcasts and vodcasts, and also an online space provided for customers to communicate with them as well as other customers.

First Direct claims to have an aim of attending to customers within 20 seconds of their call and reply to their messages within 24 hours!

First Direct Account

When a customer opens an account with First Direct, he is required to have an income of at least £ 1,500, which is to be transferred into his account for the first three months. Also as a special offer, on opening an account First Direct gives its customer £ 100. If the customer is not satisfied with the services after 6months, First Direct shall help them change their bank and again paying them £ 100.


First Direct Account with Debit Card

First Direct never closes; hence, is available to its clients 24/7. First Direct comes with various products and services like

  1. Current account: one can use the Easy switch facility to switch from current account from any other bank to First Direct. It usually costs £10 monthly, but it is free if you deposit £1,500 as monthly income every month.
  2. Savings account: There are various schemes in saving accounts. One can have an

  3. offset saving accounts, where benefit can be up to 6.33%AER
  4. regular saver account- 5% AER fixed, and 5% gross p.a
  5. cash e-ISA- 2.65% AER
  6. money market account
  7. everyday e-saver account- 0.25% AER and 0.25% gross p.a
  8. bonus savings account- 0.25% AER and o.15% gross p.a

In addition to these services, First Direct also provides customers with mortgages and other A-Z facilities.


First Direct Current Account with Debit Card

First Direct Current Account - Banking Fees or Charges

Type of Account: Current Bank Account

Account FeeFREE
Transaction Charge UKFREE
Transaction Charge Abroad£2.99
ATM Charge AbroadFREE
Overdraft and Default Payments
Overdraft Fee0%
Unpaid Item up to £25£10.00
Overdrawn Balances12.9%
Bankers draft£15.00


Representative Example: Up to £250 at 0% Interest p.a (variable). £251 - £5000 at 12.9% interest p.a (variable). Subject to Status and Application. 


First Direct Bank Account with Debit Card

First Direct 1st Bank Account - Apply Online

You have chosen to apply for a First Direct Bank Account. Please ensure you meet the following points as this will make your application more likely to be approved.

  1. Please Ensure That:

You are at least 18 Years of Age. You are a permanent resident of the UK. Have ready financial information. Your address and contact details. Free Bank Account -Free as long as you pay £1500 a month.

  1. Proceed With Your Application

Apply Now

First Direct

40 Wakefield Rd, LeedsLS10 1DY

Tel: +44 345 610 0100

First direct

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