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Tuxedo Pay As You Go Card Review

4 reviews

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Tuxedo Pay As You Go Card

The Tuxedo eccount MasterCard is a payment card that can be loaded with money by you or someone else. It looks just like any normal credit or debit card, with a card number, chip and signature strip. But prepaid cards are unlike credit cards, which provide you with a line of credit.

They are also very different from debit cards which are linked to a bank account. This is because you can’t borrow money with a prepaid card – you can only spend the money you have loaded onto it. The eccount MasterCard is a flexible pay as you go MasterCard card.

Why get a Tuxedo pay as you go credit card?

Tuxedo prepaid card is one of the only prepaid cards where you can cash cheques and have your benefits such as child benefit or housing benefits paid directly on to your account making it an alternative to using a bank account. Also with your Tuxedo prepaid card account you earn cash back when using your card online, all cash back is loaded on to your prepaid card account.

Using a prepaid card makes it easy to shop in the high street, on the web, by phone, and by mail order, making life so much easier than using a credit card.

What sort of service do they offer?

Tuxedo prepaid card offer you £5.00 which is loaded on to your account when you first top up. Also if you want to share money you can get a second card Tuxedo card for free.

A PAYG credit card account gives you complete control of your money and how you spend it along with the freedom to buy on-line. You can also check your balance on the Internet or over the phone or use their new text service.

Payment plans and prepaid card benefits

The Tuxedo Prepaid MasterCard is a flexible pay as you go MasterCard card. It can be used at over 28 million retail outlets worldwide and 1.5 ATM machines machines worldwide. There is no credit check to get you prepaid MasterCard where your account balance must not exceed £3000.00 and currently the card is only available in GBP (£).

Who can apply for a Tuxedo card?

The Tuxedo credit card is a Prepaid MasterCard branded card where anyone over the age of 18 years can apply for a Tuxedo card. Online secure application which takes a few minutes to complete, you will require your passport to confirm your identity.

Tuxedo eccount will send you a welcome pack in the post for you to pay via postal order, SMS, credit or debit card or by tuxedo voucher which are sold at PayPoint outlets.

If you would like to make a complaint about your card, contact Customer Services on 0845 241 4278 or you can text them this only applies if you have an account. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

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Reviews
Displaying 4 reviews
Guest — August 30, 2010
Application process
Fees & charges
Functions & features
Customer service
Reliability

AVOID THIS CARD!
I’m sorry to start with shouting as I’m quite a reasonable person really, but I have had such awful trouble with Tuxedo that I felt I should find somewhere on the web where I would be able to warn other people about their useless service.

Firstly; topping up the card when it finally arrives is a bit hit and miss -if you put the money in over the counter at a post office then it will be credited pretty instantly. However when I’ve paid stuff in at the bank using all the details they gave me to do so the money didn’t appear at all. I rang them (in India) and they denied all knowledge of the payment being received. I checked again with my bank and the payment had apparently been taken by Tuxedo but not given to me; so, back onto Tuxedo.

They again denied it had been paid in. I was getting quite cross and asked to speak to a superviser – was this the magic word perhaps because the guy at the other end suddenly sounded worried and ‘found’ the deposit straight away. How odd. I might also add that another favourite of Tuxedo phone operators is to tell you that the computer system is down and they can’t look your details up; this has happened several times to me now. Strangely when they forget they’ve told you that they do seem to have access to the net as they were able to look up my local bank details in the UK. They were also able to tell me details about my account when they presumably ‘forgot’ that they were unable to access the account.
Now, I signed up for email alerts to let me know if the account was credited or if money was taken out. These don’t work either – I had £50 paidn into the account last week. The next day an email told me £50 had been withdrawn! And now for the next and perhaps the most serious part – the Tuxedo website where you can check your account hasn’t worked for more than a month. I was therefore unable to check my balance, and thinking there may have been some fraud had to go straight to a cashpoint and take the money out again. Really, the service I’ve had has been terrible and the customer service people either don’t care or don’t know. I would stay away from Tuxedo – I’m not sure of the alternatives but one of the other prepaid cards must be better than this lot.
Incidentally I would have rated them as zero for value and service but could only get a minimum of one star!

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carrie3479 — August 30, 2010
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I thought as I had a barclays account and tuxedo is apparently part of barclays that when I was in there I would ask them about it ‘never heard of tuxedo .. so that says it all really.

The account is fine if you dont care when money is paid in, not worried about being charged for standing orders being paid in, not able to speak to anyone who makes sense and you dont mind a round trip of the local towns to find a cashpoint that accepts your card.

Overall I am not impressed with tuxedo

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KIRKUK — March 16, 2011
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I have had NO problems whatsoever with Tuxedo,my money gets into the account extremely fast either through a Post Office or Barclays….

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Baldman2 — August 26, 2011
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I appled for a card and the fee (£9.99) was taken from my account – no card arrived and when I contacted Tuxedo I was told that they could not find my application or payment but they would be happy to take details over the phone at a cost of £9.99. This I declined. I found the call system very slow with lots of “bumf” to keep you waiting and when I got through to some one they said I should call another number. Only to be told to contact the first person again. Finally asked me to email them details of my accoount etc – 24 hours later and still no reply. Am now going through a dispute resplution to reclaim my money.

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