The Sun Prepaid Credit Card Review - Pay Monthly plan

Overview

The Sun prepaid card is the newest monthly payment plan prepaid MasterCard card, which only costs an amazing £6.49 to get, and it is free to get an additional card on the same account. The card fees are on a monthly basis or pay as you go basis. The Sun / Tuxedo MasterCard Prepaid Card is a payment Card. It looks just like any normal credit or debit card, with a Card number, Chip and signature strip. But Prepaid Cards are unlike credit cards, which provide you with a line of credit. They are also very different from debit cards which are linked to a bank account. This is because you can’t borrow money with a Prepaid Card – you can only spend the money you have loaded onto it.

Main Good Points

The Sun prepaid card has a fixed cost of £4.99 a month MasterCard card with free unlimited transactions. It can be used at over 25 million retail outlets worldwide and at over 900,000 atm's worldwide.

Bad Points

Work out the best plan for you either a pay as you go plan or monthly fee plan.

Service

The customer service level is exceptional as expected. SMS balance texts cost only £0.08 and customer service calls from a BT landline are charged at local rate or you can use the online facility for free.

Card Features

The Sun MasterCard you get £5.00 cashback when you first load your card with £10.00. Also your Sun prepaid card gives you additional benefits when you use your card - Discounts on exchanging foreign currency - Great Hotels of the world – an amazing 60% discount - American Airlines – 15% discount on return transatlantic flight to USA - Hertz car hire – 10% off best available rates plus a free one-car class upgrade.

Application Process

Can be done at retail outlets or online the form takes an average of a minute to complete with an easy step by step guide and as you would expect secure website protection, make sure you have a form of ID before you start either your passport (digital passport no required) or UK driving licence. Once you completed the form you can either pay online or Tuxedo eccount will send you a welcome pack in the post for you to pay via the postal order, SMS or credit or debit card or you have the option of paying by tuxedo voucher which are sold at PayPoint outlets.

Using Abroad

The Sun prepaid MasterCard is very flexible you can convert your card in foreign currency and use worldwide including getting your cash via ATM’s. This is a safer alternative then carrying cash when going on holiday.

Reload

Cost of loading cash onto the Sun MasterCard is free by paying in book Paypoint is free until 01 May 2008 or 3% by credit or debit card. Minimum load is £10.00 maximum single load is £1500.00 - Maximum card balance £3000.00                           

Card Fees

Card issue fee                                  £6.49 - additional first card free
Monthly fee                                       £4.99 per card per month
Cost per transaction UK                    Free unlimited -
Cost per transaction aboard             Free unlimited -
ATM’ UK                                             Only £0.50
ATM Aboard                                      £2.25
Annual renewal fee                          Card valid for 3 years

Complaints Procedure

I have been informed that they process complaints quickly available online or over the phone. They also have a dedicated line for lost and stolen 24/7. All details are easy to find on their website.

Card Design

Available in one design based on the Sun Newspaper

Currency Available & Limit

Card limit is £3,000 and currently the card is only available in GBP (£)

Main Features

Purchase protection included - Worldwide acceptance - where ever you see the MasterCard® acceptance mark displayed.Get £5.00 free when you first top up your card with £10.00 - The pay as you go prepaid Sun MasterCard - Get excellent currency exchange rates better than high street banks.

Compare Prepaid Overall Card Rating

         
Issued By:
The Sun Card services are provided by Tuxedo MoneyPlus Limited and the Card is issued by Newcastle Building Society pursuant to licence by MasterCard® International Incorporated. Newcastle Building Society is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register/) and is entered in the Financial Services Authority Register under Registration No. 156058.