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Sterling Prepaid Card Review

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Sterling Prepaid MasterCard Review

Introducing the Sterling prepaid MasterCard you can enjoy all the benefits of a MasterCard with no credit checks, no interest payments and no surprises.

Sterling card voluntarily provides all customers with free purchase protection, similar to that which credit card companies are required to provide under section 75 of the Consumer Credit Act.  In the event that goods are not received or defective/damaged cashplus would dispute the transaction on your behalf and in most cases recover the funds already paid to the merchant and credit your account.

Why get a Sterling Prepaid MasterCard?

The sterling prepaid card is a versatile card because of the MasterCard branding in a nutshell it is your flexible friend, with all the extra benefits that come with the MasterCard brand. Although there is a monthly fee of £5.95 you can stay in control of your financial situation by knowing that there are no charges when you purchase any item in the UK and you can top up your card for free.

Refused Credit? Improve your credit score with a Sterling Card. By using credit builder option on your Sterling Card, you could help rebuild and improve your credit rating just by using your Sterling Card this is free when you continue to pay your normal monthly fee. This is supplied by Advanced Payment Solutions Limited.

What sort of service do they offer?

Sterling prepaid card have an exceptional level of service and this is proven with the many customer service awards they have won via CashPlus the provider. Customers are able to service their card in 3 ways: Via Customer Service or Secure Members’ Area and Text Message.

When using a Sterling card you can only spend what you have loaded onto the card – you can never go overdrawn, so you are guaranteed peace of mind and debt free shopping.

Payment plans and prepaid card benefits

With a Sterling prepaid card the prepay monthly tariff is a fixed £5.95 fee which is competitve in price. It does not matter how many transactions you make you will not be charged any additional fees. Also a Prepaid MasterCard can be used at 28 million locations and 1.5 million ATM machines. There is no credit check to get you prepaid card where your account balance must not exceed £5000.00 and currently the card is only available in GBP (£).

Who can apply for a Sterling card?

The Sterling credit card is a MasterCard branded card where anyone over the age of 18 years can apply for a Sterling card. Online secure application which takes a few minutes to complete, you will require your passport to confirm your identity. NO credit checks are done as you are guaranteed to be accepted as long as you pay the application fee. Even if you have bad credit you can still be accepted.

If you would like to make a complaint about your card, contact Customer Services on helpline 0871 277 5590. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

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