Sony Credit Card Review
Credit card
company

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New Purchase fee
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Typical APR (Variable)
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Balance Transfer APR
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Balance Transfer fee
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Annual Fee
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Main credit card benefits
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What
next

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0% purchases for 3 months
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Typical rate 15.9% APR (variable).
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0% Balance transfers for 12 months
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Reward points 
Discounts

50 days credit 
Online banking
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Sony now offer a credit card which you can earn reward points when buying entertainment through music, movies, games and of course electronics. The Sony Card offers you all these in exchange for Reward Points earned when you spend using your Sony Card.
With the unique Sony credit card you can reward yourself with a whole range of selected products from Sony, from the Sony Card Rewards catalogue. For every pound spent on your credit card purchases you will earn one Reward Point. Plus when you use your Sony Card to buy products from Sony you can claim TRIPLE Reward Points.
The Sony credit card is a MasterCard branded card anyone over the age of 18 years can apply for a Sony card, online secure application will need to be completed. Ensure the you qualify for a Sony MBNA credit card with the application requirements below.
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
| What benefits do you get with your Sony MasterCard? |
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MasterCard is one of the worlds most trusted brands and is accepted at over 28 million retail outlets and over 1.5 million Atm machines worldwide.
Receive 3,000 FREE Sony Card Rewards Points* when you make a credit card purchase within the first 90 days, that would be enough to claim up to two free DVDs, CDs, a PSP ® game or a PlayStation ® 2 game
| What are the credit card charge rates? |
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The Sony credit card 15.9% varable
There is a default charge this is a minimum of £12.00 for a late payment or any payments you made that have been returned.
| What is the minimum payment I need to make each month? |
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If the credit card balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £25, it will be whichever is the least of 3% of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25.
Sony Credit Card Fees
| Card Application Fee |
FREE |
| Card annual fee |
FREE |
| Card Limit |
Credit limit to be agreed |
| Interest Free Period |
50 days |
| Minimum payment |
£25.00 or 3.00%, which ever is the greatest of the outstanding balance |
Late Payment charges
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£12 Late payment fee, Over credit limit: and Returned payments
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Sony Credit card Offers and APR Fees
Introductory offers - APR |
Intro Rate |
Intro Period |
Annual Rate |
| Purchases |
0% |
3 months |
15.9% |
| Balance Transfer |
0% |
12 months |
17.9% |
| Cash |
N / A |
N / A |
27.9% |
Balance Transfer details |
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| Fee percentage |
3% |
| Minimum fee |
M minimum of £3.00 |
| maximum fee |
3% |
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If you are unable to work due to accident, sickness or unemployment, Lifestyle Protect could pay your minimum monthly credit card repayment (based on your claim event date balance) until you return to work. LifestyleProtect also covers you for a variety of Lifestyle Events and could pay your minimum monthly credit card repayment for 3 months. For further details please refer to the policy summary.
LifestyleProtect costs 79p per £100 of your statement balance (including your insurance premium).
| Where do i make a Complaint? |
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If you would like to make a complaint about your Sony Credit Card, please write to them at MBNA Europe Bank Limited, PO Box 1004, Chester Business Park, Wrexham Road, Chester CH4 9WW.
They have procedures in place which will make sure they handle your complaint fairly and quickly. However, if you are not satisfied with the outcome of your complaint, you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.
Please contact MBNA customer satisfaction line – Freephone 0800 062 062 If you are phoning from overseas, please reverse the charges to – +44 1244 672 111 Please note that calls are charged at national rate.
Once you have signed, you will have for a short time a right to cancel this agreement. You can do this by sending or taking a WRITTEN notice of cancellation to MBNA Europe Bank Limited, PO Box 1004, Chester Business Park, Wrexham Road, Chester CH4 9WW.
If you cancel this agreement, you will still have to repay any money lent to you. But if you repay all of it before your first payment is due, you will not have to pay interest or other charges.
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Issued By:
The Sony Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. For details of how your repayments are used to pay off your balance, please refer to paragraph 2f of your terms and conditions. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement |