RSPCA Credit Card Review

0% purchases for 3 months

Typical rate 15.9% APR (variable).

0% Balance transfers for 12 months

3% Handling Fee

No Annual charges

£20.00 contribution to RSPCA when you get this card

The RSPCA Credit Card is designed especially for animal lovers. For more than 180 years the RSPCA has been working to relieve the suffering of animals. When you take out an RSPCA card, MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. Thereafter for every £100 spent on credit card purchases, they will receive 25p and it won't cost you any extra.

The RSPCA credit card is a MasterCard branded card anyone over the age of 18 years can apply for a RSPCA card, online secure application will need to be completed. Ensure the you qualify for a RSPCA MBNA credit card with the application requirements below.

• You are currently employed
• You are over 23 years of age
• You are a homeowner
• You have an income of over £20,000
• You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
• You are a resident in the UK and can prove residential addresses for the past two years

Visa card is a worlwide trusted brand and is accepted at retail outlets and over Atm machines where ever you see the visa sign.

As little as £3 can help to pay towards our animal rescues, £10 could help to pay for treatment of an abused animal and £25 could help to pay for a loving new home for an abandoned kitten. With the RSPCA Credit Card, it's not only the animals we rescue that benefit. Read on to find out more about how you could also benefit. 

The RSPCA credit card 15.9% varable

There is a default charge this is a minimum of £12.00 for a late payment or any payments you made that have been returned.

If the credit card balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £25, it will be whichever is the least of 3% of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25.

RSPCA Visa Credit Card Fees

RSPCA Credit card Offers and APR Fees

If you are unable to work due to accident, sickness or unemployment, Lifestyle Protect could pay your minimum monthly credit card repayment (based on your claim event date balance) until you return to work. LifestyleProtect also covers you for a variety of Lifestyle Events and could pay your minimum monthly credit card repayment for 3 months. For further details please refer to the policy summary.
LifestyleProtect costs 79p per £100 of your statement balance (including your insurance premium).

If you would like to make a complaint about your RSPCA Credit Card, please write to them at MBNA Europe Bank Limited, PO Box 1004, Chester Business Park, Wrexham Road, Chester CH4 9WW.
They have procedures in place which will make sure they handle your complaint fairly and quickly. However, if you are not satisfied with the outcome of your complaint, you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

Please contact MBNA customer satisfaction line – Freephone 0800 062 062 If you are phoning from overseas, please reverse the charges to – +44 1244 672 111 Please note that calls are charged at national rate.

Once you have signed, you will have for a short time a right to cancel this agreement. You can do this by sending or taking a WRITTEN notice of cancellation to MBNA Europe Bank Limited, PO Box 1004, Chester Business Park, Wrexham Road, Chester CH4 9WW.
If you cancel this agreement, you will still have to repay any money lent to you. But if you repay all of it before your first payment is due, you will not have to pay interest or other charges.

Issued By:
The RSPCA Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. For details of how your repayments are used to pay off your balance, please refer to paragraph 2f of your terms and conditions. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.

Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement