RBS Platinum Credit Card Review No reviews

RBS Platinum Credit Card Review

Introducing the RBS Platinum MasterCard credit card. Royal Bank of Scotland Credit Cards – Apply online for an RBS Credit Card , with 0% interest on balance transfers for 13 months and 0% interest on purchases for three months.

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Who can apply for this RBS Platinum cards?

You must provide your Royal Bank of Scotland account number and sort code within the application, be aged 18 or over and earning at least £10,000. If you are an existing Royal Bank of Scotland current account customer and you already have an RBS Credit Card, you can still apply for the RBS Platinum Card, but please note that transfers from other Royal Bank of Scotland Group cards are not permitted

The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.

What benefits do you get with your RBS Platinum MasterCard?

  • This offer is available exclusively to existing RBS current account customers and only available online.
  • Purchases and balance transfers
  • For a whole 15 months from account opening you’ll pay 0% interest on your balance transfers.

What are the RBS default charges?

Royal Bank of Scotland card charge £12 for going over your credit limit, paying late and £10 for returned payments.

What is the minimum payment that I will need to make each month?

Minimum payment each month is the greater amount either 2.25% of your balance or £5.

What is my credit limit?

They will choose the best credit limit for you and tell you what it is. They may vary it at any time and write to let you know. The minimum credit limit that you can have under this agreement is £300 which is increased subject to status.

Where do I make a complaint?

If you would like to make a complaint about your Royal Bank of Scotland Platinum credit card, you can call them on – 0800 015 4212 – 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

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