Quidity Prepaid Card Review 4 reviews

Quidity Pay as you go Maestro Card Review

Quidity prepaid card is a secure payment card that you load with as much money as you want to spend, just like a pay as you go phone. Then you simply use it like any other payment card. You have all the convenience of plastic but without the worry of credit card fraud or getting into debt because you can only spend the value held on your card. With Quidity prepaid card, you’re in control!

As the Quidity prepaid Maestro card is not a credit card or debit card you don’t have to go through a credit check to get one – you don’t even need to have a bank account.

Why get a Quidity prepaid Maestro Card?

There is an initial one off joining fee of £5.00 to get a Quidity prepaid card. Unlike many other prepaid cards there is no monthly fee, you only pay a small charge for the services as and when you use your card. For example, when making a payment it costs less than 3p per £1 you spend.

Like a credit or debit card, Quidity can be used to buy things in shops, on the Internet or over the phone and to pay bills. Use it wherever you see the Maestro acceptance mark and shop securely with Chip and PIN.

What sort of service do they offer?

The Quidity prepaid card can be topped up with cash at any Post Office branch or PayPoint outlet – over 34,000 locations throughout the UK. Just hand over your card and pay the money you want to top up. Always remember to ask for your receipt.

Now it’s even easier to have greater control over your finances with out getting using bank account, with all the same options as a bank account without the worry of going overdrawn. There are no credit checks or complicated questions to get your Quidity prepaid card account.

Payment plans and prepaid card benefits

With a Quidity credit card this payment plan is a pay as you go fee where you pay per transaction costs when using your pre paid credit card. As a Prepaid Maestro card it can be used at 9 million retail outlets and 1.5 million ATM machines worldwide.

There is no credit check to get you prepaid Maestro card where your account balance must not exceed £3500.00 and currently the card is only available in GBP (£).

Who can apply for a card?

The Quidity prepaid card is Maestro card branded card where anyone over the age of 18 years can apply for an account. Online secure application which takes a few minutes to complete, you will require your passport to confirm your identity then pay the £5.00 application fee and you are done.

NO credit checks are done as you are guaranteed to be accepted as long as you pay for your application fee in advance. Have bad credit you can still be accepted.

If you would like to make a complaint about your prepaid card account, contact Customer Services by email customerservices @ 360money.com. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

Reviews Displaying 4 reviews

Dennis Burn October 14, 2010

Application process
Fees & charges
Functions & features
Customer service
Reliability

Seems like a scam, my card is in credit but cant access account online, locked out for by Quidity for reasons unknown. On phoning their customer service I am told that they cant deal with the problem and that I need to call premium rate number to sort out.
Good money maker for them. shut people off from online access and then charge them 60p a minute to sort out.

christine mcconnell February 8, 2011

Application process
Fees & charges
Functions & features
Customer service
Reliability

I got one to shop on line and I find it useful hav’nt had any bother

J Sandy February 10, 2011

Application process
Fees & charges
Functions & features
Customer service
Reliability

Not the best card for everyday use. You will find that you cannot check your balance at an ATM (you will need to call their 0845 number) and some ATMs do not allow cash withdrawal. I’ve been in a couple of restaurants were the card has not been accepted even though there is cash on it. Very embarrassing. The website though, is secure with two levels of security questions/checks so, don’t forget your password or again, you’ll need to call the 0845 number. They also charge you for a new card every time it expires as well as the yearly charge.

B Thomson February 25, 2011

Application process
Fees & charges
Functions & features
Customer service
Reliability

Had one for a little while now find it ok for me it does what it says on the tin pays for what I order on line or over the phone
and I can easily keep an eye on it on line so touch wood it works for me

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