The Post Office Credit Card or Post Office 2 in 1 credit card you can apply online today. There is no paperwork to follow and they will give you an answer right away. You could be enjoying your four times more rewarding card in as little as 6 days.
With a Post Office card you get great balance transfer deals of 0% for the first 12 months, you won’t need to pay any interest on your other credit or store cards if you are transferring the balance to a Post Office Credit Card.
You must be over 18, a UK resident and have a landline phone number to get a Post Office MasterCard credit card. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.
The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.
The Post Office credit card offers free purchase protection against accidental loss, damage or theft of almost everything paid for with your credit card.
The Post Office monthly minimum payment will normally be made up of the greater of 2.5% of the outstanding balance on your account (as shown on your statement) or £5.00, or the outstanding balance if less than £5.00, plus any monthly payment under the Payment Plan Programme. If you fail to make the monthly minimum payment on 2 consecutive occasions, any Payment Plan may be terminated and the Eligible Amount will revert to the variable standard rate of interest which would have applied but for the transfer to the Payment Plan.
They will choose your credit limit and tell you what it is. They may vary it at any time and write to let you know. The credit limit may be increased after four months if you manage your account responsibly.
If you would like to make a complaint about your Post Office credit card, you can write to them at Post Office Customer Care Freepost PO BOX 740 Brampton Barnsley S73 0UF. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.
impact reduced output
Online service is a shambles – don’t bother. The ‘free’ use of card abroad is cancelled by the time one wastes trying to make contact, let alone use their online site which cuts you off after 30 seconds. AAAAAAARGH!
Acquired this card a couple of months ago and used it once to put credit on cellphone.The main reason was for commission free foreign use. US dollar presently is $1.61 to £ but PO rate is 2% less at $1.57 so that nullifies most of the supposed saving. Website is a mess.Statement does not indicate required payment date.No means of paying bill online but you could from your own ebanking account if you could find the PO account number & sort code. Requested additional card for wife and they wanted more information than the FBI would ask about her. Sent copy of her passport and bank statement which they have lost.I’ll pay this first bill-when they tell me how to do so and then cancel.
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