Natwest Credit Card Review – Natwest Black
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NatWest Credit Card Review
Introducing the Black MasterCard credit card which comes packed with time-saving and life-enhancing extras. What may come as a surprise is the sheer depth of what’s on offer, with a minimum credit limit of £15,000.
Also the Black Credit Card gives you a package of benefits which could add up to well over £1,300 with an annual fee of £250.
Who can apply for this credit card?
You can apply for Black Credit Cards even if you are not an existing current account customers. You must be over 25, a UK resident and have a landline phone number and have a sole income of £75,000 to get an instant decision. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.
The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legals, terms and conditions.
What benefits do you get with your Credit Card?
Your Black Card gives you access to extras such as exclusive opportunities and prestigious event plus,
- Travel Insurance – Based on comparative travel insurance with winter sports cover for main cardholder, spouse, dependants and up to 3 additional cardholders.
- Airport Lounge Access – Cost of annual Prestige Priority Pass Membership x2 (for primary and secondary cardholder)
- Concierge – Cost based on typical Black Card customer requests – 4 services per year at £40 per service.
- European Roadside Recovery – Based on similar UK and European Roadside coverage for one car and more
What are the default charges?
NatWest credit card charge £12 for going over your limit, paying late and £10 for returned payments.
What is the minimum payment each month?
Minimum payment each month is the greater amount either 2.25% of your balance or £5.
What is my credit limit?
They will choose your credit limit and tell you what it is. They may vary it at any time and write to let you know. The minimum limit that you can have under this agreement is £15,000 which is increased subject to status.
Where do I make a complaint?
If you would like to make a complaint about your The Royal Bank of Scotland, you can call them on – 0800 015 4212 – 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.
