MBNA Platinum Credit Card Review 1 review

MBNA Platinum Credit Card Review

With the MBNA Platinum Plus Credit Card you can benefit from some great deals, like a low typical rate of APR and introductory offers including 0% on balance transfers and purchases for a limited period. There is no annual fee with the MBNA Platinum Credit Card and you can access your account online 24 hours a day.

  • Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
  • Free 24 hour worldwide Customer Satisfaction Helpline – wherever you are, whenever you need them, MBNA Customer Satisfaction Representatives are just a Freephone call away.

Credit card process

Anyone who is a UK resident aged 18 or over. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.

The MBNA platinum card online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legal, terms and conditions.

If you apply online between the hours of 8am-8pm Monday to Thursday, 8am-5pm on Friday you could get an instant decision. For all other applications you should hear from us within 7-10 working days.

What are the benefits of a MBNA credit card?

  • MBNA Platinum offer great rates.
  • 0% p.a. on balance transfers for 13 months.
  • 0% p.a. on card purchases for 3 months.
  • Typical rate 15.9% APR (variable)

Default Charges?

£12 for going over limit, making late payments and for returned payments.

What is the minimum payment each month?

If the balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £25, it will be whichever is the least of 3 % of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25 .

Fees

Card Application Fee FREE
Card annual fee FREE
Card Limit to be agreed once credit card application is accepted
Interest Free Period 56 days

Payment protection plan option?

Let MBNA take care of your MBNA platinum credit card repayments if you’re off work due to accident, sickness, involuntary unemployment or become a carer. For 79p per £100 of your statement balance (inclusive of Insurance Premium Tax and including your insurance premium), we could safeguard your repayments against life’s unpredictable events. Plus life cover, up to £30,000, is also included.

Reviews Displaying 1 review

Martin February 5, 2012

Application process
Fees & charges
Functions & features
Customer service
Reliability

Getting approved was easy, gave me a large limited an interest rates were good.

But, as soon as I lost my job and asked for help on the £2k debt I had they ramped up my interest rate, locked my card and were terribly unhelpful.

Now nearly 3 years later my card is still locked, I’ve made every payment never late since I got the card but they refuse to unlock my card or even give me a new one. Can’t even balance transfer right now as my account expired 18months ago.

Not recommended.

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