MBNA Platinum Credit Card Review

0% on purchases for 3 months

Typical rate 15.9% APR (variable).

0% Balance transfer for 13 months

2.9% Handling Fee

No Annual charges

Fraud cover 0 money transfer Online banking over 18's card

MBNA Platinum credit card review

With the MBNA Platinum Plus Credit Card you can benefit from some great deals, like a low typical rate of APR and introductory offers including 0% on balance transfers and purchases for a limited period. There is no annual fee with the MBNA Platinum Credit Card and you can access your account online 24 hours a day.

• Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more. 
• Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, MBNA Customer Satisfaction Representatives are just a Freephone call away.

Anyone who is a UK resident aged 18 or over. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.

The MBNA platinum card online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legal, terms and conditions.

If you apply online between the hours of 8am-8pm Monday to Thursday, 8am-5pm on Friday you could get an instant decision. For all other applications you should hear from us within 7-10 working days.

• MBNA Platinum offer great rates. 
• 0% p.a. on balance transfers for 13 months. 
• 0% p.a. on card purchases for 3 months. 
• Typical rate 15.9% APR (variable) 

Card issue fee               Free
Typical APR Rate         Typical 15.9% APR variable.
Intro Offers               0% p.a. on balance transfers
Annual renewal fee            Free

£12 for going overlimit, making late payments and for returned payments.

If the balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £25, it will be whichever is the least of 3 % of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25 .

MBNA Platinum Credit Card Fees

Let MBNA take care of your MBNA platinum credit card repayments if you're off work due to accident, sickness, involuntary unemployment or become a carer. For 79p per £100 of your statement balance (inclusive of Insurance Premium Tax and including your insurance premium), we could safeguard your repayments against life's unpredictable events. Plus life cover, up to £30,000, is also included.

• If you would like to make a complaint, please write to us at MBNA Europe Bank Limited, PO Box 1004, Chester Business Park, Wrexham Road, Chester CH4 9WW.
  We have procedures in place which will make sure we handle your complaint fairly and quickly. However, if you are not satisfied with the outcome of your complaint, you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.

  Please contact MBNA customer satisfaction line – Freephone 0800 062 062
  If you are phoning from overseas, please reverse the charges to – +44 1244 672 111

The Consumer Credit Act 1974 lays down certain requirements for your protection which should have been complied with when this agreement was made. If they were not, we cannot enforce this agreement without a Court order.
The Act also gives you a number of rights:
1) You can settle this agreement at any time by giving notice in writing and paying off the amount you owe under the agreement.
2) If you received unsatisfactory goods or services paid for under this agreement, apart from any bought with a cash loan, you may have a right to sue the supplier, us, or both.
3) If the contract is not fulfilled, perhaps because the supplier has gone out of business, you may still be able to sue us.
If you would like to know more about your rights under the Act, contact either your local Trading Standards Department or your nearest Citizens' Advice Bureau.

Issued By:
MBNA Europe Bank Limited is authorised and regulated by the Financial Services Authority and is entered on the FSA's Register ( www.fsa.gov.uk/register ) with FSA Register Number 204487. MBNA Europe Bank Limited is licensed to provide consumer credit by the Office of Fair Trading in the UK.

Disclaimer All prepaid credit card and credit cards APRs, features, charges, benefits and other information listed by Compare Prepaid represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a prepaid credit card issuer or credit card issuer has not increased or decreased one or more of the APRs or deals, fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the prepaid credit card or credit Card agreement fully and carefully before making any agreement