Gapyear Card Review

Overview

The Gapyear card is a pay as you go prepaid MasterCard, can be used worldwide at over 25 million retail outlets and at over 900,000 ATM’s worldwide. Any one over the age of 18 can get one; once you have applied it take 7 – 10 days for your card to arrive once you have paid the activation fee.

Main Good Points

The Gapyear card is a versatile card because of the MasterCard and is an ideal card if you are travelling aboard and with all the extra benefits that come with the MasterCard brand. The monthly fee is £4.95 you can stay in control of your financial situation by knowing that there are no charges when you purchase any item in the UK and you can top up your card for free.

Bad Points

Could not find a bad word to say about this card.

Service

We test out the customer service centre of all prepaid cards and this has an exceptional level of service, an automated service point to direct you to where you want to go and a friendly customer service team to assist your needs. Calls to Customer Service only cost £0.10 from a BT landline, compared to some companies that charge £0.80 + just to get the help you need.

Card Features

What don’t you get, here are just a few of the discounts you get - Great Hotels of the world – an amazing 60% discount - American Airlines – 15% discount on return transatlantic flight to US - Hertz car hire – 10% off best available rates plus a free one-car class upgrade. Plus many more travel discounts offered by the Gap Year Company.

Application Process

As you would expect secure website protection, the form takes an average of a minute to complete, make sure you have a form of ID before you start either your passport or driving licence. Once you completed the form you can either pay online or Gap year will send you a letter in the post for you to pay at the post office or the nearest retail outlet.

Using Abroad

Being a MasterCard can be used at 25 million retail outlets and 900,000 ATM’s worldwide.

Reload

Top up for free at the Post Office or by cash, online, standing order and retail outlets As an additional feature you can top up by E-Pay Fees but it will cost you £2.00 per reload Minimum load is £10.00, single maximum load is £5000.00.

Card Fees

Card issue fee                                  £9.95
Monthly fee                                      £4.95
Payment processing fee                  £1.95
ATM’ UK and International               £1.50
Annual renewal fee                          £9.95

Complaints Procedure

I have been informed that they process complaints quickly available online or over the phone. They also have a dedicated line for lost and stolen 24/7. All details easy to find on their website.

Card Design

One card design available.

Currency Available & Limit

Card limit is £15,000 and currently the card is only available in GBP (£)

Main Feaures

Monthly fee to manage you everyday spending
Worldwide acceptance – where ever you see the MasterCard® acceptance mark displayed
Purchase protection included 

Compare Prepaid Overall Card Rating

         
The Gap Year prepaid MasterCard is issued by Broadcastle Bank Ltd (BBL) pursuant to license by MasterCard International Incorporated. BBL is authorised and regulated by the Financial Services Authority. Registered in England no. 0542018.

Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of BBL for this purpose. Registered in England no. 04947027. cashplus is a registered trademark of APS. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.

Please note: all deals and discounts are arranged for you by The Gap Year Company Ltd. MasterCard®, Broadcastle Bank Ltd (the card issuer) and Advanced Payment Solutions Ltd (the card servicer) are not responsible for any of these deals and discounts.