First direct gold card
First direct gold card gives its customers the very best of all credential opportunities available. Being under a reputable member of the HSBC group, First Direct deals with customer finances as per individual requirements and demands. With facilities like online credit banking, time framed mortgage and loan payments, the services also cover up traveling expenditure when the customer is a valid gold card holder.
Who can apply?
Gold Card is only available to first direct bank account holders.
What benefits do you get?
First direct gold card holder can enjoy up to 56 days of grace period for credit card purchases, if the balances are paid on time. No fee is being charged for balance transfers, withdrawals and balance withdrawals. There is no annual fee allocated to your possession of credit card. For balance transfers there are zero interest rate cumulative charges. Introductory benefits of cost fragmentation on allocated funds are best as per industry trends.
What are default payments?
Your late payments will attract a default payment trait. Over limit fee is adjusted at a competitive rate whereas unpaid cheques or direct debits would attract a fee which is at par best in industry traits.
What is the minimum monthly payout?
You can avail all the facilities, when the terms and conditions are in favor of positive surcharge ratio of the balance amount. These rely on minimal amount of the special balance transfers and even levy interests on the whole amount according to individual preferences. You can avoid extra charges by staying within your credit limit and paying your balance amount in time.
What is the credit limit?
Minimum credit limit is three thousand pounds and maximum credit limit depends on your status.
What are the parallel charges?
A balance transfer of the amount transferred is charged with a minimum parameter. There are additional commissions on foreign currency transfers on no sterling transactions.
Your First direct gold card helps you out in all those times, when you wish for a better life!