Extreme Cred prepaid Credit card

Overview

The Extreme Cred card is a flexible ‘pay-as-you-go' prepaid Maestro card . It can be used at over 9 million retail outlets worldwide.

Anyone over the age of 18 can get an Extreme Cred Maestro Card; once you have paid for the card fee it takes within 10 days for your card to arrive.

Main Good Points

The Extreme Cred Maestro card is the first unique prepaid card to offer the true meaning of value for money. The card is the lowest on the market at only £8.95 to get but has the major benefit over all prepaid cards with no purchase transaction charges and no monthly fee this is a excellent offer. You can also pay for an Extreme Cred Card online by SMS / Text.

Bad Points

Card only lasts a year but will send you a replacement card for only £3.99 but considering other prepaid card companies charge the full price this is still a good deal.

Service

The Extreme Cred Maestro card customer service level is good as expected. Emails to customer service are free where Calls to Customer Service lo call rate charges from a normal BT landline so use the online facility where possible.

Card Features

If you are looking for a card that is free to use with no transaction fees and free no monthly fees and reasonable top up charges then this the Extreme Cred Maestro card for you at only £8.95 to get and a quick application form it can be ordered in less than a minute.

Application Process

The Extreme form takes an average of a minute to complete with an easy step by step guide and as you would expect secure website protection, make sure you have a form of ID before you start either your passport (digital passport no required) or UK driving licence. Once you completed the form you can either pay online or Extreme Cred will send you an email and a letter in the post for you to pay via, Post Office or credit or debit card.

Using Abroad

The Extreme Cred prepaid card is very flexible able use worldwide including getting your cash via ATM's. This is a safer alternative then carrying cash when going on holiday.

Reload

Cost of loading cash onto the Extreme Cred Maestro Card is £0.70 any amount at a Post Office (a network of 12,000 outlets across the UK), you can also load on the Internet or at PayPoint, which has over 34,000 outlets, which costs 3%

Minimum load is £10.00 maximum single load is £500.00

Card Fees

Card issue fee                                 £8.95
Monthly fee                                    £0.00 - Free
Transaction processing fee             £0.00 - Free
ATM’ UK and International               £1.00 and international 2%
Annual renewal fee                          £3.99

Complaints Procedure

We have been informed that they process complaints quickly available online or over the phone. They also have a dedicated line for lost and stolen 24/7. All details easy to find on their website.

Card Design

Available in four-card designs black, white, pink and green

Currency Available & Limit

Card limit is £3,500 and currently the card is only available in GBP (£)

Main Features

Worldwide acceptance – where ever you see the Maestro acceptance mark displayed - No income or no credit checks required – No monthly charges and No transaction fees.

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Issued By:
Maestro® is a registered trademark of MasterCard International Incorporated or its affiliates.  The Extreme Cred Card is issued by Newcastle Building Society pursuant to license by MasterCard International Incorporated. Newcastle Building Society is authorised and regulated by the Financial Services Authority and is entered in the Financial Services Authority Register ( www.fsa.gov.uk/register/ ) under Registration No. 156058.