Your Virgin Credit Card opens the door to a world of top notch Virgin discounts. Money off holidays, wine, music, DVDs, car insurance. just by paying with your Virgin Credit Card. You’ll find a whole host of money-off deals like discounts like 10% off at Virgin Megastores, Holidays and Wines. You can use your credit card at 20 million shops, restaurants, petrol stations and over 1 million cash machines in most countries throughout the world.
You must be over 18, a UK resident and have a landline phone number. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.
The online application form takes a five minutes to complete with an easy step by step instructions and as you would expect secure website protection, make sure you have all the details with you as the application will ask you your personal details, details about your work, what type of card you want and finally confirm the legal, terms and conditions.
You get a whole host of benefits from free travel accident insurance,which covers you up to £100,000. Plus travel inconvenience and lost luggage insurance cover, full details will be sent once your account is opened. In addition you get:
£12 for going over your credit limit, paying late, or payments that bounce.
1% or £25, whichever is greater. If you only make the minimum payment it will take longer and cost you more to clear your credit card balance. You can avoid additional charges by staying within your credit limit and ensure that your payments are received on time.
They will choose your credit limit and tell you what it is. We may vary it at any time and write to let you know. The maximum credit limit that you can have under this agreement is £50,000.
f you would like to make a complaint about your Virgin credit card, you can call them on – 0800 015 0306 – 24 hours a day, 7 days a week. They have procedures in place which will make sure they handle your complaint fairly and quickly. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.
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