Cash plus credit card Review
Overview
The Cash plus Card has an establish reputation, The CashPlus Card is a gold prepaid MasterCard and can be used worldwide at over 25 million retail outlets and at over 900,000 ATMs worldwide. Any one over the age of 18 can get a Cash plus Card. Once you have applied it take 7 – 10 days for your card to arrive once you have paid the activation fee.
Main Good Points
The Cashplus Card is the only gold prepaid MasterCard which is available with flexible charge tariffs depending on how you want to use your card. You can pay a monthly fee which is ideal for someone who uses their card often or pay as you go card if you are going to use every now and again.
A fixed monthly fee of £4.95 this allows you can stay in control of your financial situation by knowing that there are no additional charges when you purchase any item in the UK and you can top up your card for free.
Bad Points
To tell you the truth I couldn’t find one bad point about the Cashplus Card it has won several awards for the best prepaid card
Service
We test out the customer service centre of all prepaid cards and Cashplus has by far the best with an exceptional level of service, an automated service, points you direct to where you want to go with a friendly customer service team to assist your needs. Calls to Customer Service only cost £0.10 from a BT landline, compared to some companies that charge £0.80 + just to get the help you need.
Card Features
What don’t you get, here are just a few of the discounts you get with a Cashplus Card -
Great Hotels of the world – an amazing 60% discount -
American Airlines – 15% discount on return transatlantic flight to US -
Hertz car hire – 10% off best available rates plus a free one-car class upgrade. Also you can now start rebuilding your credit rating with cashplus credit builder.
Application Process
As you would expect secure website protection, the form takes an average of a minute to complete, make sure you have a form of ID before you start either your passport or driving licence. Once you completed the Cashplus application form you can either pay online or Cashplus will send you a letter in the post for you to pay at the post office or at your nearest retailer.
Using Abroad
Being a MasterCard it can be used at 25 million retail outlets and 900,000 ATM’s worldwide.
Reload your card
Top up your card for free at the Post Office or by cash, online, standing order and at retail outlets. As an additional feature you can top up by debit card over the phone or online for £2.00 per reload. The Minimum load is £10.00, single maximum load is £5000.00
Card Fees and charges
Card application fee £9.95
Monthly fee £4.95
Payment processing fee £1.95
ATM’ UK and International £2.50
Annual renewal fee £9.95
Complaints Procedure
I have been informed that they process complaints quickly available online or over the phone. Cash plus also have a dedicated line for lost and stolen 24/7. All details easy to find on their website. You also get purchase protection as it is a gold card free.
Card Design
Only One card design is available.
Currency Available & Limit
The Card limit is £5,000 and currently the Cash plus gold Card is only available in GBP (£)
Main Features
Easy sign up and immediate response.
Use to shop online, over the phone or in store, where ever you see the MasterCard acceptance mark displayed
Monthly fee to manage you everyday spending.
Compare Prepaid Overall Card Rating
Issued By:
The Cashplus prepaid MasterCard is issued by Broadcastle Bank Ltd (BBL) pursuant to license by MasterCard International Incorporated. BBL is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register/). Registered in England no. 0542018. Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of BBL for this purpose. Registered in England no. 04947027. Cashplus is a registered trademark of APS. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.
