Had one for over 2 years no problems EVER you can top up in the post office or with on-line banking use it on e-bay. There are 2 main price plans pay £4.95 a month for everything exept cashpoint charges or pay as you go for very occational users where you pay small transaction charges. You can get additional cards for anyone over 13 show me a bank that will let a normal tennager have a gold Mastercard !!! Then run it in a simple way so that you can’t end up in debt GR8 .

Ive had this card since they started offering them. Its fantastic, you dont need a bank account when you have this. Only thing it doesnt do is direct debits. Free standing orders, bank tranfers (in and out of cashplus), iAdvance to lend you money when you need it, reliable top up system. I also have a splash plastic card and you cant compare the 2, I use the splash plastic online in order to keep my main cash safe. You can pay money in using a sortcode and account number without any reference numbers used, making it easier to accept payments. Accepted everywhere and also used it for ID in carphone warehouse to buy a contract mobile, which splash card couldnt do.

No Transaction charges on the monthly option and free top ups at the post office.

No I dont work for them, just a very happy long standing customer!

I have only had this card for 6 months, but i can say it is fantastic, i have it for the sole purpose of rebuilding my credit rating and it has been working superbly, my score is going up and up every month on credit expert. I only put £5 in a month to pay the fees and on occasion i will put more on it just to utilise it a bit more and also know that i have total control over my money (unlike banks where you put in money and get less back!!) everything is straight forward and the iAdvance is great help when you need it, just ensure you pay back on time!

Very disapointing – I applied for the creditbuilder feature which is supposed to help you rebuild your credit by paying them 5 pounds a month. They are supposed to report your payments which will improve your credit rating. However, when I ordered my credit report I found none of my payments had been reported. I wrote to their customer service department but received no reply. Basically I have been paying these people for nothing. The basic card is fine but in my experience creditbuilder

I have no idea what the service might have been. I live in Jersey (UK) and applied for and received a card in the post, all good I thought. I spoke to an adviser in respect of upgrading, was informed of the documents required. Posted documents. Today I called to check progress only to be told that my card was being cancelled and account closed as apparently I don’t live in the UK ! Good job I wasn’t on holiday and relying on the card!!

Very dissatisfied.

I’m also disapointed about cashplus card. I ordering that card base on their adv with minimum fees when is used in abroad (withdrawal and payment) but in the fact fees are incredible high as I expect … for that card I can say just … never again.

Had my card for over a year now and I can say it is the best pre pay card avaliable. Never had any problems and the i-advance is very handy. Great card and service

I have had one of these cards for 3 months now and have had no problems at all, it’s a perfect alternative to a bank account and if you spend enough on your card the cashback that you accrue will pay for the monthly fee! The only niggle I have is that there are certain atms that the card doesn’t work in. Apart from that it’s the best card I’ve had. And they have just started doing direct debits, so who needs a bank account?

Well i havent had this card very long but im disapointed in it. Everyone goes on about online shopping and getting this and getting that. But i tried to get a contract phone asked if they accpet this kind of card and they said no!

Applied for one of these cards,then realised that i had to pay a monthly fee,despite the fact that the website said no monthly fee(free for first 3 months only but not made clear)Cancelled the card within the cooling of period and was promised a refund, but so far have only had texts saying that they are upgrading the card.I have a bank account which does not charge any fees and allows free withdrawals from an ATM.See no point in paying a fee to access my own money when i have entrusted them my money to use how they like in the mean time.