Gold Cashplus Review – Cash Plus Prepaid Card

3 reviews

Cashplus Review

The Cashplus prepaid gold MasterCard is the most established card in the prepaid market. With some unique features such as purchase protection and Creditbuilder.

Your Cash plus card voluntarily provides all customers with free purchase protection, similar to that which credit card companies are required to provide under section 75 of the Consumer Credit Act.  In the event that goods are not received or defective/damaged cashplus would dispute the transaction on your behalf and in most cases recover the funds already paid to the merchant and credit your account.

Why get a Cashplus prepaid credit card?

One of best features is creditbuilder, which could help customers improve their credit rating simply by continuing to pay their £4.95 activeplus fee. Creditbuilder has proven to improve your credit rating.

Cash plus also cut their UK cash machine charges by more than half, and are now amongst the cheapest at just 99p. Plus the price of additional cards has been slashed and is now Free only on Compare Prepaid when you first top up your account with £20.

What sort of service do they offer?

Cashplus prepaid debit card is an active card which has an exceptional level of service and this is proven with the many customer service awards they have won. Customers are able to service their card in 3 ways: Via Customer Service or Secure Members’ Area and Text Message.

Cash plus offers pricing plans to suit individual customer needs. Activeplus is a pay monthly plan where by you pay a fee of £4.95 per month and in return get your purchase transactions FREE. This plan is suitable for customers who plan to use their card frequently, 5 or more times per month. Also you can also enjoy cashback, a service which enables customers can earn whilst they spend.

Payment plans and prepaid card benefits

The Cashplus Gold MasterCard is a prepayment card by MasterCard with a fixed monthly fee. It can be used at over 28 million retail outlets worldwide and 1.5 ATM machines worldwide. There is no credit check to get you prepaid MasterCard where your account balance must not exceed £5000.00 and currently the card is only available in GBP (£)

Who can apply for a card?

You can get a prepaid MasterCard simply by being 18 years or older, resident in the UK and as long as the ID and address verifies online. Once you have completed your online application you will receive your personalised Cash Plus card in a maximum of 5 days.

Cashplus credit card offer NO credit checks are done as you are guaranteed to be accepted as long as you pay the application fee. Even if you have bad credit you can still be accepted.

Complaints procedure If you would like to make a complaint about your prepay card, contact Customer Services on 0871 277 5599, or by post Customer Services: PO Box 466, Salford, M50 2XU. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.