Cashplus Pay as you go MasterCard Review
Overview
The CashPlus MasterCard card has an establish reputation. The CashPlus card is a pay as you go prepaid MasterCard, which can be used worldwide at over 25 million retail outlets and at over 900,000 ATM's worldwide. Any one over the age of 18 can get one; once you have applied it take 7 – 10 days for your card to arrive once you have paid the application fee. CashPlus have two payment plans in place an activeplus or Flexiplus plan. The activeplus is £4.99 a month with no transaction charges or Flexiplus which is £1.00 per transaction for the occasional user.
Main Good Points
The CashPlus MasterCard is the only gold prepaid card available, with fixed and flexable tariff charges which is ideal for someone who uses their card every day or now and again. You also get free payment protection on your card
No monthly fee and no reload charges via the post office,
Bad Points
To tell you the truth I couldn’t find one bad point about the Cashplus pay as you go Card.
Service
We test out the customer service centre of all prepaid cards and Cashplus has an exceptional level of service, an automated service point to direct you to where you want to go and a friendly customer service team to assist your needs. Calls to CashPlus Customer Service only cost £0.10 from a BT landline, compared to some companies that charge £0.80 + just to get the help you need.
Card Features
What don’t you get, here are just a few of the discounts you get with a Cashplus Card -
Great Hotels of the world – an amazing 60% discount -
American Airlines – 15% discount on return transatlantic flight to US -
Hertz car hire – 10% off best available rates plus a free one-car class upgrade.
Application Process
As you would expect secure website protection, the form takes an average of a minute to complete, make sure you have a form of ID before you start either your passport or driving licence. Once you completed the Cashplus application form you can either pay online or Cashplus will send you a letter in the post for you to pay at the post office or at your nearest retailer.
Using Abroad
Being a Prepaid MasterCard, Cashplus pay as you go can be used at 25 million retail outlets and 900,000 ATM’s worldwide.
Reload
Top up for free at the Post Office or by cash, online, standing order and retail outlets As an additional feature you can top up by debit card over the phone, online or by E pay for £2.00 per reload. Minimum load is £10.00, single maximum load is £5000.00
Card Fees
Card issue fee £9.95
Monthly fee Free
Transaction processing fee £1.00 per transaction
ATM’ UK and International £2.00 and international £3.00
Annual renewal fee £9.95
Complaints Procedure
I have been informed that they process complaints quickly available online or over the phone. Cashplus also have a dedicated line for lost and stolen 24/7. All details easy to find on their website. You also get purchase protection as it is a gold card free.
Card Design
One card design available.
Currency Available & Limit
Card limit is £5,000 and currently the Cashplus Card is only available in GBP (£)
Main Features
CashPlus Easy sign up and immediate response.
Use to shop online, over the phone or in store, where ever you see the MasterCard acceptance mark displayed
Monthly fee to manage you everyday spending.
Compare Prepaid Overall Card Rating
Issued By:
The Cashplus prepaid MasterCard is issued by Broadcastle Bank Ltd (BBL) pursuant to license by MasterCard International Incorporated. BBL is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register/). Registered in England no. 0542018. Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of BBL for this purpose. Registered in England no. 04947027. Cashplus is a registered trademark of APS. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.