The Cashplus premier gold MasterCard is an established prepaid card in the prepaid debit card market. With some unique features such as purchase protection.
Cashplus voluntarily provides all customers with free purchase protection, similar to that which credit card companies are required to provide under section 75 of the Consumer Credit Act. In the event that goods are not received or defective/damaged cashplus would dispute the transaction on your behalf and in most cases recover the funds already paid to the merchant and credit your account.
One of CashPlus best features is you pay a set fee of £29.99 to get your account live once you receive your gold card you can use it free from any transaction charges or monthly charges.
CashPlus premier gold card plan is ideal if you plan to use your card on a regular basis – based on more than 2 times a month. If you use more than 2 times a month this works out cheaper than the Cashplus pay as you go card, also if you don’t need creditbuilder then this plan works out cheaper than the activeplus if used on a regular basis.
Cashplus have an exceptional level of service and this is proven with the many customer service awards they have won. Customers are able to service their card in 3 ways: Via Customer Service or Secure Members’ Area and Text Message.
Cash Plus have also cut their UK cash machine charges by more than half, and are now amongst the cheapest at just 99p. Plus you pay one set fee to get your card and get no monthly charges or transaction charges when you use at any retail outlet or online.
The Cashplus Gold MasterCard is a prepayment card by MasterCard with a fixed monthly fee. It can be used at over 28 million retail outlets worldwide and 1.5 ATM machines worldwide. There is no credit check to get you prepaid MasterCard where your account balance must not exceed £5000.00 and currently the card is only available in GBP (£)
You can get a Cashplus premier MasterCard simply by being 18 years or older, resident in the UK and as long as the ID and address verifies online. Once you have completed your online application you will receive your personalised Cashplus card in a maximum of 5 days.
Cashplus credit card offer NO credit checks are done as you are guaranteed to be accepted as long as you pay the application fee. Even if you have bad credit you can still be accepted.
Complaints procedure If you would like to make a complaint about your card, contact Customer Services on 0871 277 5599, or by post Customer Services: PO Box 466, Salford, M50 2XU. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.
I was first introduced to Cashplus around 5 years ago. I’d not behaved with credit and had found myself on an IVA. Cashplus provided me with the ability to use plastic without the risk of debt.
Now off the IVA and doing very well I find my Cashplus card invaluable. On a recent holiday I was able to use my card to secure car hire (they will unlock this for you) and of course it’s one of the only pre paid cards out there that have purchase protection.
I would recommend this to anyone that is new to credit, has a poor credit history or just wants to be sensible. It’s impossible to spend more than you have and you learn to budget better and unlike a credit card where you just spend, spend, spend.
Unfortunately as I am not a newcomer I don’t believe I can have the £29.99 yearly charge, instead I have to pay nearly £5 if I want free transactions. Another company that fails to reward loyal customers, but do not let that put you off.
I was always so bad with credits card and my debit card snapped whilst paying for a train ticket, lucky I had cash but having a top card card is such reassurance for extra funds, much safer for making purchases over the internet and good to help you budget. I like having full access and paying £30 a year is ok no additional charges keeps thing simple… love it !
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